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Mary Tomkins

Mary Tomkins is a freelance writer located in Spartanburg, SC, with emphasis on economic news and research on the financial industry.

Is Self Employment Right For You?

You may have considered starting your own business, and if you have, you are probably excited about the prospect of being your own boss. It’s the other American dream; self-employment can provide good to excellent… 

Understanding Mortgage Basics

Understanding how mortgages work When you choose to finance a home, the property loan is called the mortgage. The amount of the mortgage, also known as the principal, will be determined by the price of… 

Heath Care Coverage Basics

It’s just an unfortunate fact that health care costs are on the rise, and the cost of health insuranceis rising along with it. Millions of families currently go without any type of health care coverage,… 

Health Savings Accounts (HSAs)

Health Savings Accounts were signed into law by President Bush on December 8, 2003, as an effort to put consumers back in charge of their health care, and to make health coverage more affordable for… 

Debt Settlement

It would be great if we had the security of knowing that we would never lose our job, never require major medical care, and never let our debts get the best of us. But life… 

The Subprime Mortgage Bailout

There’s been a lot of heated discussion about the mortgage bailout. And why shouldn’t the discussion be heated? Predatory lenders and gullible borrowers got together, and somehow the borrowers became convinced that they could afford… 

The Economic Stimulus Package

So, have you received the friendly little reminder the IRS sent to you? Many taxpayers will receive a rebate of $600, $1200 for joint filers, and an additional $300 for each qualifying child. Even those… 

A Good Time to Invest

The recent volatility in the stock market has given investors a scary ride; there’s no doubt about that. But does it provide investors with an opportunity to get in on some stocks at cheap prices,… 

Get a Good Credit Rating

A good credit rating is important, whether you’ve got great credit or are still working on getting there. A few simple habits can ensure that your credit rating stays good, or keeps improving. A good…