Looking for a Credit Limit Increase?
Is there something you’d like to do with your credit card, but are held back by the credit limit? Do you have a wallet full of low-limit credit cards, complicating your shopping and bill-payments? Would…
Mary Tomkins
Mary Tomkins is a freelance writer located in Spartanburg, SC, with emphasis on economic news and research on the financial industry.
The Student’s Guide to Credit Card Use
College is an eye-opening world for many students. While your biggest expense is directly tied to tuition, books, and room and board, you will, no doubt, have quite a few expenses that may not have…
The Balance Transferring Act
The credit card balance transfer is popular with credit card users. The balance transfer can offer interest-rate savings on credit card debt. A balance transfer simply means moving debt from one or several credit card…
Good Uses for a 0% Introductory Rate Credit Card
Who can resist the offer for an interest-free loan? If you are offered a new credit card with a zero-interest introductory period, it’s a good thing to take advantage of. The introductory period on most…
The Danger of a 0% Introductory Rate Credit Card
A 0% interest credit card can be a valuable money-saver if you play your cards right. The key is not to fall into the trap that credit card issuers have set for you. Used wisely,…
Protect Yoursef from Identity Theft
Your identity, it’s who you are. It’s your name, your date of birth, your Social Security number. You are the only one with that individual set of personal identifying information. Unfortunately, there are crooks out…
Stoozing, and its Side Effects
We’ve all become accustomed to the fact that credit card companies charge us interest fees for the use of credit. That’s just how it works. The average American consumer has anywhere from five to nine…
Time is Money, Especially When Shopping
When I’m on the clock, earning my paycheck, the time sometimes seems to drag on and on. When I’m coming up with the formula to amass my fortune, I’ve figured out it will take years…
Identity Thieves Use Any Tactic to Steal Your Identity
We are all aware of the threat of identity theft. Those ruthless scammers will stop at nothing to get your personal information, including digging through your garbage, lying about who they are, or stealing your…
Where You Can Open Your IRA
Ready to open your IRA? So, you’ve reduced your debts to a level you can pay off every month. You’ve saved a few month’s worth of living expenses for emergencies. You’ve done a little research…