Moving Out into Your First Apartment
Moving out on your own is a big step towards independence, and means more freedom and increased responsibility. It’s a good idea to begin preparation about a year before you actually do move, so you…
Mary Tomkins
Mary Tomkins is a freelance writer located in Spartanburg, SC, with emphasis on economic news and research on the financial industry.
Low-Cost Entertainment for the Kids
Every parent wants to provide their children with the basic needs, and also enough of the extras to give their kids an enjoyable childhood. But kids don’t always know what they need to have fun.…
Baby on a Budget
You could spend a small fortune preparing for the birth of your child, even before the little angel is born. So many cute outfits, cute bedding sets, and cute toys to choose from, it may…
Improve Your Home on a Budget
Ready for some changes in your living space, but don’t want to spend big bucks? Relatively low-cost, and fairly easy projects can give your home a face lift. Smaller projects are great, because you can…
Be Careful About Over-Improving Your Home
We spend a lot of money improving our homes, sometimes too much. Home owners just love to make their home-sweet-home a little sweeter. We spend a lot of money, put in some hard work, and…
Inaccurate Credit Reports – Mixed and Split Files
Your credit report may not be completely accurate. It’s not uncommon for consumer’s credit reports to have inaccurate information. These mistakes in your credit report can mean higher interest rates, larger down payment requirements, and…
Creating Your Business Name
Choosing your business name can be fun, but it’s one of the most important choices you’ll have to make. Many other business decisions can be adjusted later on down the road if they’re not working,…
Choosing the Right Business Partner
A good business partner can make your life easier. Choosing to go into business with a partner definitely brings some benefits. Shared expenses, shared workload, and shared profit means that you’ll be counting on this…
Becoming Self-Employed – The Pros and Cons of a Partnership
When you start your own small business, you’ll have many decisions to make. One of them will be whether to tackle all the responsibilities of business management as a sole proprietor, or to get some…
401(k) Loans
401(k) loans American workers may find themselves considering their 401(k) plans when they’re in need of a loan. 401(k) loans are pretty easy to get, especially when compared to other types of loans. First of…