Why More Money May Not Solve Your Money Problems
How many times have you said to yourself “If I only had more money?” as you poured over a stack of bills or laid awake thinking about your finances? It may not be much consolation,…
latoyairby
LaToya Irby is a full-time freelance writer and a graduate of the University of Alabama. She primarily writes about personal finance, freelancing, and other self-employment topics.
Overspending Your Checking Account: Overdraft vs. NSF Fees
One of the basic rules of using a checking account is that you should never spend more money than you have available in your account. Break this rule and you’ll receive a financial penalty, either…
Just Married? Joint vs. Separate Accounts
One of the happiest times in a couple’s life is joining together in holy matrimony. As you settle in your life together, one of the decisions you’ll have to make it whether to have separate…
Five Smart Ways to Spend Cash Gifts
Graduation, birthday, wedding, Christmas are all occasions when you’re likely to receive gifts and what better gift than cash. With cash you can buy whatever you like and possibly an even better gift than the…
6 Ways To Waste Money
Do you often find that you run out of money before your next payday comes? Feel like your money should stretch further than it actually does? Do you frequently overdraft your checking account? If you…
Class Action Lawsuit for Many Overdraft Victims
This situation may have happened to you: Your bank account is running low, but you have certain purchases you must make. So, you cleverly make your transactions in such a way that, when they’re posted,…
What Should You Be Saving For?
We know that saving money should be on everyone’s list of financial priorities, yet not many of us are actually saving money. The national personal savings rate as a percentage of disposable income in March…
CFPB: Average Payday Loan Borrower Pays $574 in Fees
“Would you take a taxi on a cross country trip?” asks the Consumer Financial Protection Bureau in an infographic summarizing the findings of their recent white paper on payday loans (and checking account deposit advances).…
Survey Respondents Say Moms Are Uncomfortable With Money Management
Growing up, we’re repeatedly told, “Mother knows best,” but people don’t believe that’s true in all situations. In a recent survey from the National Foundation for Credit Counseling, a majority of respondents answered negatively about…
Close Friends Recently Engaged? Better Start Saving
The wedding industry is booming. In 2012, the average wedding cost $25,656, MarketWatch.com cites The Wedding Report. Much focus is placed on helping the bride and groom save on the money spent on their big…