LaToya Irby is a full-time freelance writer and a graduate of the University of Alabama. She primarily writes about personal finance, freelancing, and other self-employment topics.
Some surprises are welcome: a surprise birthday present, a surprise engagement, a surprise job promotion. However, when it comes to your finances, surprises are typically not appreciated. Avoid many surprises by staying in the know…
The money in your checking account is for paying your bills and covering everyday expenses. Mismanaging your account can be expensive, resulting in overdrafts, fees, and a myriad of other financial problems. You should keep…
It’s rare to find a good or service for which the price stays the same over a period of time. ATM fees are no exception. If you’ve ever used another bank’s ATM to withdraw cash…
The Federal Trade Commission has released the results of its latest survey on fraud. Conducted in late 2011 and early 2012, the survey reveals there were 25.6 million victims of fraud. Here are the top…
When you hear the term “CD” you might immediately think of the round, flat disc that you stick into a player to hear music. There’s another kind of CD you should know about, one that…
Whether you get a tax refund or you owe taxes after completing your tax return depends largely on how much you paid in taxes throughout the year. If you receive a refund, then you overpaid.…
A recent survey from the NFCC reveals the top financial concerns of consumers: saving money, not having or affording health insurance, making debt obligations, credit score concerns, fear of job loss. There are definitely a…
The National Foundation of Credit Counseling and the Network Branded Prepaid Card Association surveyed American consumers about their financial concerns and 57% answered that they’re worried about their savings. Slightly more of respondents were worried…
Last year, the Consumer Financial Protection Bureau began publishing summary data about consumer complaints in an online database. At first, the database only included details about credit card complaints. But, a few days ago, the…
The Federal Trade Commission has long been warning consumers against advance fee loan scams where scammers trick consumers into wiring a fee to receive a loan. There are all kinds of variations of this scam,…