LaToya Irby is a full-time freelance writer and a graduate of the University of Alabama. She primarily writes about personal finance, freelancing, and other self-employment topics.
If you’re looking for an additional deduction to help lower this year’s tax bill, consider the home office deduction. Your home office doesn’t necessarily have to be an entirely separate room. Even a section of…
Before you get your hopes up about a great pre-approved credit card offer you received in the mail, you should know those terms aren’t guaranteed. Once you apply for the credit card, you could receive…
U.S. banks earned $32 billion in revenue from overdraft fees in 2012, according to Moebs Services, an economic research firm. That’s $32 billion in fees that consumers paid to banks because they, the account holders,…
With most of our paychecks being directly deposited into our bank accounts, a trip to the ATM is almost always necessary if you want to have cash on hand. That can often mean taking a…
You may have read it over and over again – a budget is a good thing – but that doesn’t make the process of budgeting any easier. Sticking to a budget can be as difficult…
The IRS already had delays with tax refunds for millions of consumers. Now, an H&R block tax preparation error leads to delayed refunds for about 660,000 taxpayers. The affected taxpayers were those whose returns included…
Most of us have some type of monthly service that we don’t want to have ended abruptly – like water or electricity, for example. So, if your service provider calls you saying that you’ve missed…
People say that money isn’t everything, but somehow financial problems can affect your entire life. Financial difficulties can affect your work life, your home life, and your relationships. Money troubles can lead to depression, stress,…
There are plenty of things to do that are far more exciting than watching ourselves spend money. But, if you have lofty financial goals like saving for retirement or paying off debt, paying attention to…
Often our financial goals are so big, that it can take months to see significant progress and years to accomplish them. Staying the course can be hard considering the number of obstacles and distractions you…