LaToya Irby is a full-time freelance writer and a graduate of the University of Alabama. She primarily writes about personal finance, freelancing, and other self-employment topics.
Much of the U.S. government has been shutdown since the beginning of the October while the nation’s decision makers try to figure out how the government is going to pay its bills. Meanwhile, scammers are…
Most expenses are paid every month and so they’re pretty easy to remember. When you create your budget, you’re not likely to forget things like rent or mortgage, utility payments, credit card payments, etc. But,…
Having an “I don’t care” don’t care attitude about anything is dangerous. Being careless about your money is a severe threat to your security and freedom, now and in the future. No matter how much…
Very few banks are offering free accounts these days. So if you want to minimize the amount you pay for using bank accounts, you have to be aware of the fees and know what you…
In the days when free checking accounts were widely available, choosing a checking account was fairly simple as long as your checking account needs were basic. Just choose the free account. Now that more banks…
Once upon a time, before reality television, before the internet, before we had an intimate look into the lives of the rich and the famous (and the aspiring-to-be rich and famous), there was a such…
Growing up, you never really think about bills. You may hear your parents complain about them or warn you that you’ll one day have to deal with bills, but other than that, it’s like bills…
One of the best solutions to many money issues, especially those pertaining to cash flow, is to track your spending. If you can’t figure out why ends don’t seem to meet, tracking your spending for…
Many of us probably have monthly expenses that seem to drain our financial resources. You probably think of this particular expense (or these expenses) and dream about the way your life would be if you…
There’s currently more than $1 trillion in outstanding student loans debt and more than 7 million borrowers are in default on their student loan payments. There are dire consequences to defaulting on a student loan,…