When your bank receives a transaction that exceeds your checking account balance, the bank will do one of two things. They can either process the transaction or they can return the transaction to the merchant.… Banks Offer Protection From Overdrafts, Not From Fees
As presidential campaigns get more aggressive, don’t be surprised if you’re asked to make a credit card donation to help fund your party’s candidate. Technology has made it easy for campaign workers to take donations… Making Donations Via Credit Card
The Federal Trade Commission recently shut down a telemarketing scam following consumer complaints of being sold a bogus credit card. In the scam, telemarketers called consumers who’d recently applied for an online payday loan. These… Beware Credit Card Telemarketing Scams
Few people have guaranteed job security. Even in a stable job market your job is at risk. That’s why it’s important to take steps to prepare for unemployment now, especially while you still have a… Prepare for Unemployment While You’re Still Employed
Identity theft and credit card fraud can be difficult to detect and sometimes costly and time-consuming to correct. While many there are laws and business policies to protect you from fraud liability, you’ll still have… Tips to Catch Credit Card Fraud
Responding to a pre-approved credit card offer doesn’t mean you’ll necessarily actually get the credit card once you apply. Before you get your hopes up about a great credit card offer, know that you’ll still… Even With Credit Card Pre-Approval, You Can Still Be Denied
Credit bureaus, also called credit reporting agencies, are big businesses in the credit industry. They play a major role in your financial life, so it’s important that you know who they are and what they… What’s the Credit Bureau Role
Pending home sales slipped 3.5% in December after reaching a 19-month high, but were 5.6% above levels from the same month in 2010, the National Association of Realtors reported on Wednesday. Pending home sales are… Pending Homes Sale Slip 3.5% in December
A hit 70’s song said breaking up is hard to do. When you have a credit card that no longer benefits you, leaving may not be as tough as you think. Sometimes better credit cards… When To Call It Quits With A Credit Card
Even a great credit score isn’t enough to guarantee your credit card application will be approved. It’s true, you can be denied a credit card even if you have excellent credit. That’s because your credit… Credit Card Approval Requires More Than Good Credit