Credit card billing statements are handled electronically, but that doesn’t mean they’re error free. Billing errors – including uncredited payments or returns, finance charge calculations, and unauthorized charges – are more common than you might… Steps to Dispute Credit Card Statement Errors
Recovering from a bad credit score is tough. It can take several years of hard work to bring your credit score out of the pits and back to a place that makes you an attractive… How to Prevent Bad Credit
With credit cards, you have a certain amount of time that you can pay your balance in full and avoid paying interest on your credit card balance. That time period is known as the grace… When Your Credit Card May Not Have a Grace Period
Retail or store-branded credit cards are often the go-to credit card for people who are just starting out with credit or people trying to rebuild a bad credit score. Even if you’re not on the… Some Pros and Cons of Retail Credit Cards
Banks and credit card issuers aren’t the only ones who use your credit to make a decision about you. Prospective employers also look at your credit report to decide whether to hire you for a… Your Credit Affects Your Employment Status
The Internal Revenue Service put out a reminder that the agency is hanging on to $153.3 million in undeliverable tax refund checks – owed to just over 99,000 taxpayers. The undeliverable tax refunds averaging $1,547… IRS Holding $153 Million in Undeliverable Tax Refunds
Thanks to the Credit CARD Act of 2009 credit card disclosures are much easier to understand. Credit card issuers mail these disclosures with every credit card offer and the document contains a wealth of information… 5 Things To Learn From the Credit Card Disclosures
Amid better jobs reports and pre-holiday spending, consumers have a more positive outlook on the economy for the first time since summer. Consumers’ overall feelings about the economy surged in November, according to a report… Consumer Confidence Surges in November but Remains Historically Low
The inventory of existing homes on the market fell in October and the pace of home sales increased to a level 13.5% above what they were a year ago, according to a report released by… Existing Home Sales Increase 1.4% in October
Several banks announced they will nix their plans to increase debit card fees in response to consumer outcry. Wells Fargo said in a statement on Friday that they will cancel their five-state pilot program for… Big Banks Nix Plans to Increase Debit Card Fees