Your credit report includes a record of every business that’s checked it within the past two years. These credit inquiries, typically made when you make an application that requires a review of your credit report,… How Credit Report Inquiries Work
While saving money often means settling for less than the best, with growing your own produce it’s a different story. Planting a garden often allows you to get the freshest fruits and vegetables for the… Save on Groceries – Grow a Garden
A good budget is part of the foundation for financial success. A budget is nothing more than a plan for how you’re going to spend the money you earn. It helps you predict income gaps… Setting Up a Budget That Works
Tired of tossing credit card offers every time you check the mail? There’s way to stop most credit card offers temporarily or even permanently. Background on Pre-Approved Credit Card Offers For many of their prescreened… Reduce Your Credit Card Junk Mail
It’s a widespread myth that you have to carry a credit card balance to build a good credit score. In reality, the opposite is true. Carrying big balances on your credit card could actually hurt… No Credit Card Debt Required to Build a Good Credit Score
With anything regarding your finances, it’s always prudent to be on guard against crooks who want to trick you out of your hard-earned money – and that includes during tax time. The Internal Revenue Service… IRS Warns Taxpayers of Refund Scam
The FTC received 1.8 million consumer complaints in 2011. Scams related to prizes, sweepstakes, and lotteries were third on the list of top complaint categories with more than 100,000 complaints. Identity theft and debt collection… Learn the Signs of a Sweepstakes or Contest Scam
The most commonly given advice regarding credit card annual fees is that you shouldn’t pay one. However, you may be passing up a great credit card deal if you swear off credit cards that charge… Annual Fee Credit Cards: Deals or Duds?
Credit reports play a big part in your financial life, but they’re still a mystery to many people. Here’s a complication of some basic things you should know about credit reporting. There are more than… 9 Things You Should Know About Credit Reporting
The interest rate, or APR (annual percentage rate), is one of the most important credit card features because it impacts what you pay for carrying a credit card balance from one month to the next.… One Credit Card, Multiple Interest Rates