Letter writing has become a little outdated thanks to email, text messages, and social media. But, writing a letter is sometimes the best way to deal with issues with creditors and other credit businesses. In… With Creditor Letters, Certified Mail is Best
Everyone knows that January is the time to buy holiday ornaments, wrapping paper and winter clothing at rock bottom prices, but did you know that you can save tons of money on many more exciting… Beyond cheap wrapping paper
Creditors and debt collectors may never stop trying to collect on old debts, not as long as there’s still an outstanding balance. You might be contacted about debts years after they’ve dropped from their credit… Should You Take a Settlement on an Old Debt
In this age of electronic transactions, it’s hard to shop without plastic. Credit cards and debit cards make life much easier, allowing you to swipe for purchases instead of counting up the dollars and cents… Choose a Prepaid Debit Card Carefully
The saying “It’s too good to be true” is never more evident than with credit card reward programs. Clever marketing makes many credit card reward programs seem like you’re getting a great deal, but there’s… Rewards Cards Restrictions to Watch Out For
Now that the holiday season has passed, it’s time to start thinking about the next big event – tax season. The Internal Revenue Service announced that the deadline for filing 2011 tax returns and paying… Tax Return Deadline Extended to April 17th This Year
Many financial problems are either a symptom of or directly caused by bad credit card habits. Getting rid of the worst credit card habits will save you money and help your credit score. Here are… Nine Credit Card Habits to Break
Your credit score is a three-digit number that essentially grades the information in your credit report. It’s the number creditors and lenders use to decide whether to approve your application and at what interest rate.… Why There Are Variations in Your Credit Score
A low credit card interest rate is hard to get and easy to lose. If you have a good enough credit history to qualify for a low interest rate, make sure you keep up the… How to Keep Your Good Interest Rate
Your credit score is a mighty number that’s influenced by many of your financial decisions. Fortunately, not everything plays a factor in your credit score. Some negative actions may cost some extra money, but they… Six Actions That Won’t Hurt Your Credit Score