The mortgage crisis has left many homeowners in the difficult position of having a mortgage that’s worth more than the home it’s secured by. Being upside-down in a mortgage is an undesirable situation so much… Walking Away From a Mortgage
One of the benefits of having good credit is that other credit card issuers want your business. If you haven’t opted-out of credit card offers, there’s a good chance you receive several balance transfer offers… Three Times a Balance Transfer Makes Sense
Sales of existing homes rose in April in all regions of the U.S. and were 10% above the level from a year ago, the National Association of Realtors reported on Tuesday. Home prices also continued… U.S. Existing Home Sales Increase 10% Over the Year
Marriage affects many aspects of your life, but credit isn’t necessarily one of them. Marriage itself does not affect your credit. Contrary to a common myth, your credit report doesn’t merge with your spouse’s once… Calm Your Fears About Marriage and Credit
Most credit cards give you the ability to withdraw cash from an ATM the same way you would with a check card, except the money detracts from your credit line instead of your bank account.… Using Your Credit Card for Cash? Bad Idea
It’s planting time across many parts of the country, and you may be looking at your yard with big plans for lush gardens and pretty flowers. But don’t let your annual landscaping bill get the… Landscaping for Less
The effects of bankruptcy are devastating and long-lasting. So, if you’ve decided to file bankruptcy, chances are the situation is pretty bad. You’ve likely considered all your options, but before you head to attorney’s office… Can You Return From the Brink of Bankruptcy?
One of the biggest misconceptions people have about credit scores is that checking their own credit scores is damaging. And of course, if consumers think they’ll be hurting themselves by checking scores, then they’re also… It’s Ok to Check Your Credit Score
Statistics for payday loans are mind-blowing. According to the Center for Responsible Lending, the average payday borrower has nine transactions each year and is in payday loan debt for 212 days of the year. Even… Why You Should Avoid a Payday Loan
If you know how credit scores are calculated, then you probably already know that applying for a credit card has the potential to impact to your credit score. But is the impact high enough to… Applying for Credit Cards Could Impact Your Score