Even with a great credit score, you’re not guaranteed to have your credit card and loan applications approved. Lenders consider a few other factors outside your credit score like your income and employment history. If… How Will a Denial Affect Your Credit Score
It’s hard to keep your credit intact when you’re going through a major life change like divorce, job loss, medical illness, or relocation. Your credit score can suffer in the process of these big changes,… Re-establish Your Credit After a Major Setback
Several major banks now offer a short-term loan product similar to payday loans. If you have a checking account in good standing with direct deposit, you may qualify for a checking account advance or direct… Checking Account Advance Only Slightly Better Than Payday Loans
The total number of employers fell in the U.S. in 2010 for the third consecutive year in a row – but at a slower pace than earlier years, according to a government report released on… Census Bureau: 2010 Employers Declined Less Than Year Before
If you have (or have thought about) a savings account at a traditional bank, odds are you aren’t getting a great rate. Savings accounts have one of the lowest rates of all types of investment… Earn More With a High Yield Savings Account
Your credit report contains a record of most of your financial decisions. It impacts more of your life than you’d imagine – some parts that aren’t directly related to your finances. If you want to… Credit Mistakes You Don’t Want on Your Credit Report
Lower home values are contributing to the student loan crisis as parents can’t get the funding to help their kids through college, according to a report released by the National Association of Home Builders. “The… NAHB: Student Loan Crisis Induced by Housing Crisis
Of all the types of information that can be stolen, thieves steal credit card numbers the most. According to an Identity Fraud Report from Javelin Strategy & Research, most data breach victims in 2011 had… Credit Card Numbers are Stolen More Often Than Other Data
Key reports released this week point to the economy losing steam. Consumers are nervous about the economy despite the recent drop in fuel prices. Only 22 percent of people surveyed felt the economy was heading… Economic Reports Point to Slowing Recovery
Consumers can now check up on credit card issuers on the U.S. Consumer Financial Protection Bureau website and find out what types of complaints have been filed against lenders as well as whether the issues… Check up on Credit Card Issuers Through CFPB Database