Re: Report Your "Credit limit Increases" Here!

  • Posts: 364

Replied by FrugalFran on topic Kohl's

Wanderer wrote: Say what! It took me over six years to get a CLI from Kohl's and they are pestering you?! WOW!


Oh, really? I figured they had some lenient credit requirements because they started bugging me about six months after I got the card. Maybe they've loosened up in the past couple of years.
5 years 3 months ago #16
  • Posts: 1265

Replied by Wanderer on topic Kohl's

Say what! It took me over six years to get a CLI from Kohl's and they are pestering you?! WOW!
5 years 3 months ago #17
  • Posts: 364

Replied by FrugalFran on topic Kohl's

I have a $600 line of credit with Kohl's and they have been after me to increase it to $1,000. I didn't want the card in the first place; the only reason I got it was for all the extra discounts. I know credit increases are normally a good thing, but in this case I wish they would stop pestering me about it.
5 years 3 months ago #18
  • Posts: 1208

Replied by FrankN on topic Lowes Store CC

Do you purchase a lot of items from Lowes? Curious why you went with a Lowes card.
5 years 3 months ago #19
  • Posts: 107

Replied by SAR1954 on topic Lowes Store CC

Lowes Store CC, I have had this card for 2 months now, used a small amount and paid it off quickly. The initial credit limit was $3k. I checked it this morning and it was automatically increased to $6k.
5 years 4 months ago #20
  • Posts: 1208

Replied by FrankN on topic Barclay AAirlines CC

The best way to accumulate credit cards points is through the sign-on bonuses. As long as you do not excessively apply for new credits cards, you should get a free flight every couple of years.
5 years 5 months ago #21
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Replied by Finance Globe on topic BoA Cash Rewards CC

Thank you for the updates, and congrats on your Bofa card!
5 years 5 months ago #22
  • Posts: 107

Replied by SAR1954 on topic BoA Cash Rewards CC

Requested CLI over the phone, $2500 increased to $5K. I have had this account for three months now, but have had other good standing accounts with BoA. Also, first three months of having this card I have made heavy use of it, and have PIF. Seems to be the best way to get significant increases.
5 years 5 months ago #23
  • Posts: 107

Replied by SAR1954 on topic Barclay AAirlines CC

So far my experience has been, if you want to fly to a prime location you have to have A LOT of points. Example to Hawaii from where I live, they want $100K Points. I am barely at 50K, maybe in about 20 years from now I will be able to get at least one free worth while ticket.
5 years 5 months ago #24
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Replied by FrankN on topic Walmart MasterCard

The auto increases are very nice, and they should really help your utilization %.
5 years 5 months ago #25
  • Posts: 71

Replied by rsty99 on topic Walmart MasterCard

Another auto increase from $4300 to $5000.
5 years 5 months ago #26
  • Posts: 1208

Replied by FrankN on topic Barclay AAirlines CC

What is your opinion of using American Airlines rewards? It is easy to redeem, and do they have any blackout dates?
5 years 5 months ago #27
  • Posts: 107

Replied by SAR1954 on topic Barclay AAirlines CC

Barclay AAirlines CC online CLI requested, went from $2500 to $3750 (increase of $1250). I have had this card for well over a year, made heavy use of it, PIF several times, and as of now I have a zero balance, I have kept my overall utilization low. My thoughts, Barclay is very reserved on the CLI requests.
5 years 5 months ago #28
  • Posts: 107

Replied by SAR1954 on topic Macys Store CC

I had a recent increase to $4600, turned around and asked to even up to $5K, CLI requested approved with a soft pull.
5 years 5 months ago #29
  • Posts: 1208

Replied by FrankN on topic Marriott Visa

Marriott rewards Visa auto increase from $9,500 to $12,000.
5 years 6 months ago #30