Re: Report Your "Credit limit Increases" Here!

  • Posts: 107

Replied by SAR1954 on topic Re: Report Your "Credit limit Increases" Here!

Macys CLI from 2K to $2600, soft pull. So far Macys has been the most generous with increases in the sense that I can request one every 4-6 months and haven’t been turned down for one request yet.
6 years 1 week ago #76
  • Posts: 32

Replied by bocald99 on topic Re: Report Your "Credit limit Increases" Here!

Discover It CLI from 1200 to 1700. Logged in to check statement today and noticed another 500 cli. I spoke earlier on how conservative Discover is. Not much more but i will take it and continue to let it grow with me. Its kind of odd getting two auto credit line increases in a months time with Discover, maybe i ought to play the lotto this weekend:fun:
6 years 1 week ago #77
  • Posts: 107

Replied by SAR1954 on topic Re: Report Your "Credit limit Increases" Here!

I didn’t see where I could report this under the credit card section, so I am putting this here. Just approved for a Capital One Venture CC, initial CL is $5k (aside from a credit union CC) this is the highest initial CC limit I have been approved for with any bank. %0.00 purchase interest rate until 3/26/2016. This is going to bring my utilization down to 15% or less which will be perfect when I go car shopping. All credit cards I have ever been approved for with Capital One have all started with a $300 limit which I never ended up keeping because I found that to be more hurtful to my credit then helpful. It’s good to finally qualify for a higher limit and an “Excellent Credit Card” with them vs. their average cards. Hard work and smart credit usage paying off for sure.
6 years 2 weeks ago #78
  • Posts: 100

Replied by Nuovocapitolo on topic Re: Report Your "Credit limit Increases" Here!

Online requests:

Lowe's from $6,000 to $8,500
Home Depot from $5,000 to $7,500
6 years 3 weeks ago #79
  • Posts: 107

Replied by SAR1954 on topic Re: Report Your "Credit limit Increases" Here!

Bank of America (Better Balance Rewards CC) CLI from $1500 to $2500. Initial online request turned down, request for manual review (hard pull), after a few questions and a few moments on hold my request was approved. This account is 10 months old.
6 years 3 weeks ago #80
  • Posts: 107

Replied by SAR1954 on topic Re: Report Your "Credit limit Increases" Here!

U.S. Airways Barclay CC Limit $2000 increased to $2500, less than 12 months old. This increase was given without a request. Logged into my account and noticed it yesterday. Would have been nice to see a bit more but nice it was given without having to request it.
6 years 3 weeks ago #81
  • Posts: 1265

Replied by Wanderer on topic Re: Report Your "Credit limit Increases" Here!

Discover it CLI 1000 to 1200

Understand your findings. For me the best way to receive CLIs was to contact a CSR during normal M-F business hours and work with them for a credit limit increase using Soft Pull inquiries and it worked twice since 2011 ($4250+). Received one auto increase after six months of $250. Conservative!
6 years 1 month ago #82
  • Posts: 32

Replied by bocald99 on topic Re: Report Your "Credit limit Increases" Here!

Discover it CLI 1000 to 1200 :upset: auto increase, have had the card a year. Discover seems to be very conservative. I guess all i can do is let it grow, maybe in the next few decades they will match my 10k cards
6 years 1 month ago #83
  • Posts: 107

Replied by SAR1954 on topic New Credit Card - Local Credit Union - Low Interest Rate

I was recently approved for a CC with my local credit union is not listed on this site so I am writing about it here. My initial credit line is $5K, which allowed me to consolidate my remaining credit card debt. Interest rate is 10.2%, this card doesn’t have rewards but it offers low interest, zero balance transfer fees and zero cash advance fees. I hope to see that lower over the course of the next year or so, but that is way better than the usual CC rate of 19.99 or higher. My overall credit utilization is down to 32%, in the next 6 months I hope to cut that in half. :thumbsup:
6 years 1 month ago #84
  • Posts: 32

Replied by bocald99 on topic Re: Report Your "Credit limit Increases" Here!

Amazon Store card CLI from 4000 to 5000. Requested regular 4month online increase. SP
6 years 2 months ago #85
  • Posts: 1265

Replied by Wanderer on topic Re: Report Your "Credit limit Increases" Here!

Americna Eagle Store card started out at $310, last week I requested CLI online (soft inquiry) at they upped it to $600, logged in today was offered a american Eagle Visa, so I upgraded and with it came a credit line of $2,500. WOO HOO. 668-675 credit scores

Awesome!
6 years 3 months ago #86
  • Posts: 100

Replied by Nuovocapitolo on topic Re: Report Your "Credit limit Increases" Here!

Americna Eagle Store card started out at $310, last week I requested CLI online (soft inquiry) at they upped it to $600, logged in today was offered a american Eagle Visa, so I upgraded and with it came a credit line of $2,500. WOO HOO. 668-675 credit scores
6 years 3 months ago #87
  • Posts: 100

Replied by Nuovocapitolo on topic Re: Report Your "Credit limit Increases" Here!

BofA from $4,000 to $6,000 (requested online, instant, 675)
Discover from $1,500 to $2,000 (requested online, two day wait, 675)
6 years 3 months ago #88
  • Posts: 32

Replied by bocald99 on topic Re: Report Your "Credit limit Increases" Here!

Walmart MasterCard (Synchrony) 3500 to 6000 CLI. Auto cli (SP)
6 years 4 months ago #89
  • Posts: 107

Replied by SAR1954 on topic Re: Report Your "Credit limit Increases" Here!

Menards (DIY Store) CC Limit increased from $1k to $1500, online request. I have only had this account open for 3 months. I can also use this card at a local gas station. I only use it for that, gas in between pays and when I get the bill I pay it in full.
6 years 4 months ago #90