Nice Cards to apply for

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Replied by Brian23 on topic Re: CFNA/Firestone

For those of you who have a vehicle the CFNA credit card from Firestone is easy to get. I went to Firestone and purchased 2 new tires and I applied for their credit card and was approved for $1600. That should look good on my credit reports with FICO. When I look at my credit report Equifax and Transunion they reports my credit limit, but Experian only report the balance. I went to the Experian website earlier and asked them to put the credit limit on my report, I'm not sure if they will because reading other message boards other people writes that Experian didn't put a credit limit on their report. Not sure if it really matters that Experian report my credit limit since they no longer a partner with FICO. CFNA offers 90 days interest free. Its a 21% interest rate. My balance will be paid off before the 90 days are over.


Who is the backing bank? Firestone is right by my house and I get work done their all the time. I never thought about a CC from them. What is your CS and how do your reports look (if you dont mind me asking)?
10 years 3 months ago #16

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Replied by Meya on topic Re: Nice Cards to apply for

They should be there, if not, they probably asked to be removed temporarily. This always happen, but they end up coming right back. I just went and checked for you, I think they are (like I said before) temporarily away for right now. Here is the link to see which cards are here, by using the search https://www.financeglobe.com/Finance/cards.shtml

Also, if you have any specific credit cards you would like to add to the data base, follow this link https://www.financeglobe.com/Finance/creditcardrequest.php I know that the card would have to be available in at least 5 states before FG will be able to add them. Hope this helps!
10 years 3 months ago #17

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Replied by tosha29 on topic Re: Nice Cards to apply for

Hmmm, I will let the site owner know about the issue. But in the mean time, follow this link https://www.financeglobe.com/Finance/Poor+Credit-Needed-Cards.php


ok thanks. I checked this link out, but I wonder why capital one isn't listed here.
10 years 3 months ago #18

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Replied by Meya on topic Re: Nice Cards to apply for

Hmmm, I will let the site owner know about the issue. But in the mean time, follow this link https://www.financeglobe.com/Finance/Poor+Credit-Needed-Cards.php
10 years 3 months ago #19

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Replied by tosha29 on topic Re: Nice Cards to apply for

Thanks so much Kellbell, I forgot about whogavemecredit.com. Also, let's not forget to plug your scores into FG's Score Match, it is also a good way to stay within your means or qualifications! https://www.financeglobe.com/ScoreMatch/

Credit card statuses is really cool also, check it out https://www.financeglobe.com/Finance/credit-card-status.shtml


My score is 599, I went to the above link to put my score in and there were no matches. :worried: My BK was discharged in March2009, now I'm trying to rebuild my credit. I guess I'll try the capital one
10 years 3 months ago #20

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Replied by wmarat on topic Re: CFNA/Firestone

For those of you who have a vehicle the CFNA credit card from Firestone is easy to get. I went to Firestone and purchased 2 new tires and I applied for their credit card and was approved for $1600. That should look good on my credit reports with FICO. When I look at my credit report Equifax and Transunion they reports my credit limit, but Experian only report the balance. I went to the Experian website earlier and asked them to put the credit limit on my report, I'm not sure if they will because reading other message boards other people writes that Experian didn't put a credit limit on their report. Not sure if it really matters that Experian report my credit limit since they no longer a partner with FICO. CFNA offers 90 days interest free. Its a 21% interest rate. My balance will be paid off before the 90 days are over.

Experian is no longer offers its FICO scores via myfico.com, at the same time lenders pull from EXP. Fico score.
To the best of my knowladge, only Kohl's uses Vintage score (experian product) and Prosper.com uses Plus score (exp. product again)
Again to the best of mine knoladge the only place to see Exp. FICO score is Alliant FCU (membership benefits, update every 90 days, free service)
but Alliant gives FICO NextGen 2.0 score, which is as useless as any FAKO score.
10 years 3 months ago #21

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Replied by Terry684 on topic CFNA/Firestone

For those of you who have a vehicle the CFNA credit card from Firestone is easy to get. I went to Firestone and purchased 2 new tires and I applied for their credit card and was approved for $1600. That should look good on my credit reports with FICO. When I look at my credit report Equifax and Transunion they reports my credit limit, but Experian only report the balance. I went to the Experian website earlier and asked them to put the credit limit on my report, I'm not sure if they will because reading other message boards other people writes that Experian didn't put a credit limit on their report. Not sure if it really matters that Experian report my credit limit since they no longer a partner with FICO. CFNA offers 90 days interest free. Its a 21% interest rate. My balance will be paid off before the 90 days are over.
10 years 3 months ago #22

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Replied by hjm331 on topic Re: Nice Cards to apply for

I like that!!!!! Please, share the details!!!! How do I start, where, when, how, etc., etc.


Here are the links to help you get started]http://www.experian.com/consumer/security_freeze.html[/url]

http://www.transunion.com/corporate/personal/fraudIdentityTheft/preventing/securityFreeze.page

http://www.equifax.com/cs/Satellite?c=EFX_ContentRoot&cid=1165203975981&pagename=5-1%2F5-1_Layout
10 years 7 months ago #23

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Replied by Meya on topic Re: Nice Cards to apply for

Well look who made it over to the big-house, "Ladydon!":laugh: Aw naw, it doesn't make a difference where you put it, only problem is, you are about to meet your new family when you put it here. So glad that you made it over, and the Kay's family has just been receiving love lately. I wish you could have taken advantage of the Valentines day sale, that was the perfect day to purchase for those you care about you. The petty little $39-$99 gifts were awesome, especially when you can receive each gift in a nice container.....make them wonder...lol.

Yeah Hooter's is a trip when it comes down to the homeowners, I have heard a few people in here turned down because they were homeowners, I guess they foreseen the crisis of those loosing their homes. They probably thought, if our cardholders loose their homes, they could not give a flying "Hoot" about paying us.:scared:
10 years 7 months ago #24

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Replied by ladydon on topic Re: Nice Cards to apply for

MEYA MEYA MEYA!! So sorry it took me so long to get back on the website! Life has been giving me a rollercoaster ride, but I am Back for good now! I am taking your advice and posting this message from the "Kay Jewelers" message I left you a month ago!

RE]
Hi Meya! I am new to FG and I have so-so/fair/pre-average credit, I am on the repair wagon with most of the members here. I recently purchased a home, about 2 months ago, and have been SCARED :scared: to get any credit LOL I also, didn't have the greatest credit when I got the home, I had almost fell out when I was approved for a home! It was the most tedious experience of my life but I had lots of diligence and patience. I had to pay down some debts and get a lot of things disputed/settled off of my credit.
Long story short, I found this site and was trying to figure out how I can get a credit card with a really nice limit other than the poor credit cards that I have...I tried for the Kay's and they approved me instantly online for $3000!! :shocked: :shocked: :shocked: I minimized the screen in disbelief and opened it back up like NOOOOOOOO not ME??? I have no clue what to buy, or when to buy but I am very happy that it is a card worth having! Kay has beautiful jewelry and I am a LadyDon! I prob, should have put this in a PM to you huh? LOL Well heck everyone can read my story! I love the helping support I have been reading from everyone so far and just had to join in on the fun!

~~~~Okay anyone have any great suggestions for me!~~~
Meya, I am staying away from HOOTERS per your request on the Homeowner thing! Thanks for the tip!
10 years 7 months ago #25

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Replied by Meya on topic Re: Nice Cards to apply for

i knew you was going to fuss at me

Awww, come on bro, you know I luv ya and can never do that to you. :laugh: :laugh: :laugh:
That is some dang good info you provided, I was thinking about a cash reward card when I got my last cli. You should copy and paste this over to this link which is for cap1. Members need to see this. https://www.financeglobe.com/SocialNet/forum/showthread.php?t=382&highlight=capital
10 years 11 months ago #26

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Replied by mousepad on topic Re: Nice Cards to apply for

hello everyone
did yall know that you can have up to 5 Captial one cards?
well you can and i kinda put it to the test
heres what i did, last month and i should not have but i got a second card from cap1 and it was the plan cap1 plat with a 500cl so what i did was combine that one with my oldest cap1 card and that got me from 1000cl to 1500cl that was done this month around the 5th so tonight i called the backdoor number to see if i could get an cli but i was told they did not have an offer for me at the time so i started asking things about the bank it self and was given some sweet info and the rep told me that its not often told to card holders but you can apply and have up to 5 accounts (cards) with them and that each card has its limits on how high the cl would go no matter how long you have had the card so i started thinking maybe this is as high as the card i have is going to go cause when you apply for a card cap1 uses the report they pulled when you got the first card so if your score changes (like me 516 to 683) or your income is much higher they will base how much they will ever raise your limit from that old report (so if you got your first card 4 years ago that same info is used as a base to factor how you will get cli's. so i asked her if i just got a card not even a month ago could i apply for one better than what i have and she said yes as long as you dont have over 5 accounts and she checked if there was still active records of the card i just combined and she said no the system shows one card one account so there i was looking on my screen at the cash back rewards card and thinking what if, so i said the hell with it they can only tell me no and boom approved:cheesing: 500cl yes its low so i called back to get some info cause i was thinking i could have gotton more and i was told just hang in there cause its the starting limit for there prime cards and my head almost poped and i asked do you mean optimus prime or do you mean prime like the top cards and she said yes the top level cards so i was like ok thanks. sitting here smiling thinking this is the best 500 limit card i ever had.
10 years 11 months ago #27

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Replied by mousepad on topic Re: Nice Cards to apply for

i knew you was going to fuss at me :worried:
10 years 11 months ago #28

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Replied by Meya on topic Re: Nice Cards to apply for

Ohhh, OK! See, now you wanna clown a sista Hugh?:laugh:

Hey, I don't know if you remember this or not, but remember when I told you that old threads can be brought up to date? If you see a posting that is old, the best thing that can ever happen is YOU bringing it back up to date. Here is the link that explains it all: https://www.financeglobe.com/SocialNet/forum/showthread.php?t=532 Just scroll down to the bottom.

The same thread you started today can be buried by tomorrow. Trust me, I kid you not! NO postings goes unnoticed, they all pop up in "Unread Forum Posts" to your right
>[/B]
If you found this thread, then you can clearly see how it happens. Try one for example. Find a thread that has not been posted on in months or a year, type a letter and see what happens next. Of course when you type it, you can not see the new posting because you brought it up to date, but the next person will see it and when they respond, you will be able to see it.

I know you are familiar with how to post new topics vs post reply, if you did not see the postings about it, here is the link for you also.
1. https://www.financeglobe.com/SocialNet/forum/showthread.php?t=532
2. https://www.financeglobe.com/SocialNet/forum/showthread.php?t=607

The only posts that I do not move are topics that are not duplicate to another (or are not very similar to another). Other than that, you are free to do what you want. If I was to let this stay, then I will have duplicates all over the board. I try to keep it organized on a daily basis, its hard, but it can be done.

Sorry bro, but you know I still got luv for ya! :cheerup:
10 years 11 months ago #29

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Replied by mousepad on topic Whats in your wallet?

Heres a list of cards i have

Captial one cl1500 1yr 5mo
orchard plat low apr cl500 4mo
macys gold cl800 waiting to get the visa 4mo
walmart cl500 1mo
best buy master card cl400 4mo
best buy store card cl1400 3mo
kays jewelers cl4300 2mo
jareds cl4300 yesterday
Discover cl2000 1mo
aspen cl750 1yr 7mo
Dillards cl180 1mo
crown jewelers cl2500 (for now) 3mo
sears hsbc cl300 3days

scores 674TU 655EQ 683EX
one bad 120days late 4 yrs ago and no charge offs
short credit history of 5 years
i am 37 with an yearly income of $53000

banks who will not touch me

BOA not enough credit history and will not give me anything and i mean anything.

citi always tell me no

Juniper not feeling me at all

Barclays they just dont like me

Merrick Bank never a good reason, my friend has like 7 fresh charge offs and they gave her a hooters card with 2500cl odd.

please feel free to share if you are not shy and feel free to ask me about my credit history, the road i have traveled may help others.

P.S. meya please dont dump this in another thread there are others like this but they are old and times are different now.
10 years 11 months ago #30

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