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Recommended Score: 604
Express Your Love Your Way. Enjoy Zero Down Special Financing* on purchases of $300 or more with the KAY Jewelers Credit Card issued by Comenity Bank.
Nothing Should Get in the Way of Love. Use your KAY Jewelers Credit Card and select a Special Financing* plan that works best for you.
- 6 Months Special Financing: $300 minimum purchase*
- 12 Months Special Financing: $750 minimum purchase*
- 18 Months Special Financing: $3000 minimum purchase*
- 36 Months Special Financing: $1,500 minimum purchase*
- Treat yourself to something wonderful during your birthday month with $100 off.*
- Cardholder's Anniversary: Celebrate with a special offer, just for you with $100 off.*
Credit Target |
Type |
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
Rewards |
Reviews |
Poor Credit, Limited Credit |
Consumer |
$0* |
N/A |
N/A |
See Terms* |
None |
41 |
Recommended Score: 501 to 660
- PREMIER Bankcard credit cards are for building credit.
- Start building credit by keeping your balance low and paying all your bills on time each month.
- When you need assistance our award-winning US-based Customer Service agents are there to help.
- Credit Limit Increase Eligible after 12 months of consistent responsible account management.
- We report monthly to the Consumer Reporting Agencies to help you build your credit.
Credit Target |
Type |
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
Rewards |
Reviews |
Fair Credit, Average Credit |
Consumer |
See Terms* |
N/A |
N/A |
See Terms* |
None |
4 |
Recommended Score: 501 to 660
- Pre-qualify with no impact to your credit score.
- Don’t let a low credit score stop you from pre-qualifying – we’ve helped millions build credit, now it’s your turn.
- Start building credit by keeping your balance low and paying all your bills on time each month.
- Our mobile app helps you keep track of your spending and payments for greater financial control.
- When you need assistance our award-winning US-based Customer Service agents are there to help.
Credit Target |
Type |
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
Rewards |
Reviews |
Fair Credit, Average Credit |
Consumer |
See Terms* |
N/A |
N/A |
See Terms* |
None |
4 |
Recommended Score: 501 to 660
- Don’t let a low credit score stop you from pre-qualifying — second chances are our first priority.
- PREMIER Bankcard credit cards are made for people with less-than-perfect credit.
- Credit limit increase eligible after 12 months of consistent responsible account management.
- We'll provide you a manageable credit limit and manageable payments meant to help you stick to your budget.
- Award-winning, U.S.-based customer service
Credit Target |
Type |
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
Rewards |
Reviews |
Fair Credit, Average Credit |
Consumer |
See Terms* |
N/A |
N/A |
See Terms* |
None |
Be the first to write one |
Recommended Score: 501 to 660
- Pre-qualify with no impact to your credit score
- Helping people build credit is our first priority – start your credit-building journey today.
- Start building credit by keeping your balance low and paying all your bills on time each month.
- We report monthly to the Consumer Reporting Agencies to help you build your credit.
- Award-winning, U.S.-based customer service
Credit Target |
Type |
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
Rewards |
Reviews |
Fair Credit, Average Credit |
Consumer |
See Terms* |
N/A |
N/A |
See Terms* |
None |
3 |
Recommended Score: 510 to 675
Credit Target |
Type |
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
Rewards |
Reviews |
Fair Credit, Poor Credit, Limited Credit |
Consumer |
See Terms* |
N/A |
N/A |
35.99%* |
None |
2 |
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