"Bank Of America Is Great! "

Bank of America Visa Signature® WorldPoints Rewards Review
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Written by: ben on 2007-08-02

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ben's review: Callout Comment I already have a Bank of America credit card for 4 years now and I think its time to add another one.
I was approved instantly for $3300.00... Kind of low but I will ask for more later.

I don't have any problem with Bank of America, but most Bank of America reward programs is kind of "cheap"... But other than that everything is great.


Comment 1 by eric
Great Card. User Icon on 2007-12-26

Remarks Great Signature Visa card through B of A... No annual fee and also has the worldpoints. Yea WP's can be a little cheesy but 1 point for every $1 spent isn't that bad. Alot of people use the card for everything including utilities and gas and pay it off every month for the points. Why not get an extra $500- $1000 a year for using your credit card cash back.
Comment 2 by hjm331
Credit Limit Reporting User Icon on 2008-01-08

Remarks Hey Ben, does BofA report your credit limit for this every month? I heard that they don't unless you request them to.
Comment 3 by thomas1
BOA-VISA SIGNATURE User Icon on 2008-07-13

Remarks I thought this was a no pre-set credit limit card?? How did they assign you a 3300 spending line in this case? I am only asking because I knew Visa signature is identical to AMEX gold, a pif charge account. It will affect score monthly on utilization, and reports just the balance on the statement cycle date?? Let me know, because I am curious.

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