"Third Card"

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Written by: patrick12 on 2008-11-21

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patrick12's review: Callout Comment I have applied for a regular Discover card and have been offered and approved for three of these cards in a three month period, so far I have been allowed to combine them, giving me a combined credit line of $900.00 with a waived annual fee of $59.00! It really pays to Discover with HSBC! Happy Holidays


Comment 1 by thomas1
Direct Rewards User Icon on 2008-11-21

Remarks Did you combine 3 HSBC discover accounts together?

I know you can have a max of 3 cards with HSBC. That was a smart decision in my opinion. Who needs 3 separate same brand accounts with $300 each. You did good in combining them into one, and saving all those AF's
Comment 2 by colonative
Yeah But User Icon on 2008-11-21

Remarks You used three inquiries in a short amount of time. You may want to hold off on that. Maybe if you had waited a little you would have been approved for a real Discover Card.

Just a thought.
Comment 3 by patrick12
Third Card User Icon on 2008-11-22

Remarks It really doesn't matter, I have some old chargeoffs and a TU Score of 471, Equifax 481, Experian 568, but I have 7 good trade lines I just need to let them age, after 1 year the bureaus don't look at inquires that are a year old anyway, but I will wait, just wanted to share my story
Comment 4 by wanderer
Discover User Icon on 2008-11-23

Remarks Received my reject from Discover. Expected it to single out the BK.
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