"One Year Anniversary!"
Target REDcard Visa® Review
Written by: 7wonders on 2008-11-21
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
7wonders's review: 
Just FYI comment here for those of you wondering about the Target Visa rewards card. My family and I were out Christmas shopping last November and we were at the register after racking up over $500 in X-mas gifts and I used my Visa debit card to pay... The cashier said I was pre-approved for a Target Visa card and asked for my DL. I obliged and received an initial CL of $2,500 on the spot, plus received 10% off of my purchase if I used my new card. Things have been great with target thus far. I recommend this Visa card if you're a Target shopper like we are. One last comment, it is the lowest line of credit I have in my arsenal, and they have not automatically raised my CL to date, nor have I requested a CL increase.
Just FYI comment here for those of you wondering about the Target Visa rewards card. My family and I were out Christmas shopping last November and we were at the register after racking up over $500 in X-mas gifts and I used my Visa debit card to pay... The cashier said I was pre-approved for a Target Visa card and asked for my DL. I obliged and received an initial CL of $2,500 on the spot, plus received 10% off of my purchase if I used my new card. Things have been great with target thus far. I recommend this Visa card if you're a Target shopper like we are. One last comment, it is the lowest line of credit I have in my arsenal, and they have not automatically raised my CL to date, nor have I requested a CL increase.
4 Comments
Comment 1 by rsty99
Chase Question 
on 2008-11-21
Did you use a Chase product by chance, everytime I use my Chase ATM or Chase credit card I get asked do I want a Target card. When I use anything else I don't get asked. I like target too just don't need a cc from them.
on 2008-11-21 Did you use a Chase product by chance, everytime I use my Chase ATM or Chase credit card I get asked do I want a Target card. When I use anything else I don't get asked. I like target too just don't need a cc from them.
Comment 2 by thomas1
TARGET on 2008-11-21
Same thing happens to me. Actually, every time I use any of my Citi accounts, Discover, or Capital One, they tell me I'm preapproved.
I always answer with a "no thanks"
I don't need a hard pull from Target for a slight credit limit card.
But, love Target!
on 2008-11-21 Same thing happens to me. Actually, every time I use any of my Citi accounts, Discover, or Capital One, they tell me I'm preapproved.I always answer with a "no thanks"
I don't need a hard pull from Target for a slight credit limit card.
But, love Target!
Comment 3 by charonh
Too Conservative For Me!! on 2008-11-22
I'm glad you're pleased with them so far, I've had the regular store card almost a year and the credit line hasn't moved and from what I understand, it's not going to. I wished I had saved that inquiry.
on 2008-11-22 I'm glad you're pleased with them so far, I've had the regular store card almost a year and the credit line hasn't moved and from what I understand, it's not going to. I wished I had saved that inquiry.
Comment 4 by 7wonders
Target on 2008-11-24
No Chase debit card. Actually I have a Credit Union membership. However, on Saturday, I received an invitation for a Sams Club Discover Card at the register while only purchasing $35 worth of pies! I accepted it, since I have always wanted a Discover Card. The CL was nice ($4,500) and will make a nice addition to my Visa, MasterCard & Amex.
The Sam's Club benefits are nice. I'll review the details on another post.
on 2008-11-24 No Chase debit card. Actually I have a Credit Union membership. However, on Saturday, I received an invitation for a Sams Club Discover Card at the register while only purchasing $35 worth of pies! I accepted it, since I have always wanted a Discover Card. The CL was nice ($4,500) and will make a nice addition to my Visa, MasterCard & Amex.The Sam's Club benefits are nice. I'll review the details on another post.
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Disclaimer: This content is not provided by Target National Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Target National Bank. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Target National Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Target National Bank. Review content is powered by Finance Globe.
