Kay Jewelers® Credit Card Review
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Written by: rickella on 2008-11-04

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rickella's review: This is absolutely, positively, without a doubt, my very last credit card application. After reading all the positive reviews about Kay Jewelers, I just had to try. They approved me for 5K which I was happy about. They have a very nice selection of jewelry and I live close to one of their stores (anybody picking up on the justification here?). BUT this is the last one (cross my heart!).


Comment 1 by hjm331
RE: Rickella on 2008-11-04

Seems like you've been sleeping with a guilty conscience. Congrats on the new card though!
Comment 2 by colonative
Dang on 2008-11-04

I see more and more of these here now. Do you plan on using it or did you just get it for the utilization?

Well, spend on my friend, the economy needs you!
Comment 3 by colonative
Ps on 2008-11-04

Did you really apply for 8 cards this year? :0)
Comment 4 by brian23
Congrats on 2008-11-05

On the approval... And its ok, you owned up to applying for it. And look it wasn't all for nothing lol!!!
Comment 5 by thomas1
K AY JEWELERS on 2008-11-05

We're gonna hold you to that, lol... It's ok, if anything it will help your utilization... BUT, and I had to throw that in there, wait at least 12 months before applying for anything else.

We don't want to start seeing denials on you.

Enjoy your card!!!
Comment 6 by rickella
Of Course I'll Use It. on 2008-11-05

I mean, come on, it's a jeweler. Their stuff is pretty nice. I'm pretty cheap though so I won't make big purchases and I'll pay off my purchases in full. I will absolutely wait for 6-12 months for my next app because those inquiries are surely doing a number on my credit report. Thanks always for the great advice!
Comment 7 by colonative
Rickella on 2008-11-05

Sorry if I came off harsh, that was not my intent. I only asked because I had read from others that they opened it solely for the extra credit line.
Comment 8 by arod
Congrats !!!! on 2008-11-05

Great card enjoy... I have this card and I already bought a watch and a ring.

Again Great card to have.

Take care,

Comment 9 by rockin35
Congrats on 2008-11-07

Congratulations on your new Card!!!
Comment 10 by meya
Way To Go on 2008-11-08

Kay's is really showing us some love around here... Waaahooooo! Keep us posted with your overall usage and purchases.
Comment 11 by rickella
Already Made A Purchase. on 2008-11-09

My son just graduated from bootcamp and needed help purchasing an engagement ring for my future daughter-in-law. I was thrilled to help him out. We ordered a.50 carat round yellow gold diamond ring which should be delivered this week. Talk about great timing! Thank you Kay Jewelers and my thanks to everyone at Finance Globe who recommended Kay.
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Disclaimer: This content is not provided by Sterling Jewelers, INC. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Sterling Jewelers, INC. Review content is powered by Finance Globe.