"Great For Someone Rebuilding Credit"
Chase Freedom® Visa - $50 Bonus Cash Back Review
Written by: jpnguyen on 2008-09-16
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jpnguyen's review: 
Applied with a 625 and was approved for $2400CL. I have only been rebuilding my credit for the past year. Started out with a 580experian score and a secured BofA platinum plus card($500), eventually got 2 additional department store cards(walmart, $300 and jcp, $200). FYI: haven't made an inquiry for the last 5 months. And only applied for this one card. Figured it was worth a shot as I haven't applied for a card in awhile and needed a rewards card.
I applied on saturday and was approved on monday. Didn't get instant approval but Chase hasn't pulled a credit report on me yet as my credit monitoring service hasn't sent me a text message.
Numerous sites say to apply with a 680+ but the market may be so bad that these companies are just giving away cards. Might be the best time to apply
Applied with a 625 and was approved for $2400CL. I have only been rebuilding my credit for the past year. Started out with a 580experian score and a secured BofA platinum plus card($500), eventually got 2 additional department store cards(walmart, $300 and jcp, $200). FYI: haven't made an inquiry for the last 5 months. And only applied for this one card. Figured it was worth a shot as I haven't applied for a card in awhile and needed a rewards card.I applied on saturday and was approved on monday. Didn't get instant approval but Chase hasn't pulled a credit report on me yet as my credit monitoring service hasn't sent me a text message.
Numerous sites say to apply with a 680+ but the market may be so bad that these companies are just giving away cards. Might be the best time to apply
9 Comments
Comment 1 by cireone
CONGRATS 
on 2008-09-16
Congratutions on getting the card that so many of us "re-building" would love to have. Chase would not approve me for anything. Anyways, your credit score is not just what they look at. Other factors include inquiries, utilization, # of accounts opened, derogatories, etc.
All I can say is that you are blessed to get this card with a decent limit.
on 2008-09-16 Congratutions on getting the card that so many of us "re-building" would love to have. Chase would not approve me for anything. Anyways, your credit score is not just what they look at. Other factors include inquiries, utilization, # of accounts opened, derogatories, etc. All I can say is that you are blessed to get this card with a decent limit.
Comment 2 by rsty99
Congrats Also on 2008-09-16
I also have the Chase cash plus reward a little different make sure you tell them you don't want your info sold to 3rd party.
on 2008-09-16 I also have the Chase cash plus reward a little different make sure you tell them you don't want your info sold to 3rd party.
Comment 3 by hjm331
You're On Your Way on 2008-09-16
Congrats on the new card. Make sure you take advantage of this card because it offers a great rewards program. A lot of consumers want this card just for the rewards so hope you enjoy your new toy.
Good Luck
on 2008-09-16 Congrats on the new card. Make sure you take advantage of this card because it offers a great rewards program. A lot of consumers want this card just for the rewards so hope you enjoy your new toy.Good Luck
Comment 4 by rivasglo
Congrats! on 2008-09-16
Ive had this card since 03/2008 and I absolutely love it. I have $100 in rewards right and in a few more months I'll have another $100 which itll b $200 but can redeem for $250!!! That is awesome..
Even though I've had some issues w/ CS and my APR being upped, it was taken care of... To read more visit: http://www.financeglobe.com/FN/showthread.php?919
Hope you enjoy it!
on 2008-09-16 Ive had this card since 03/2008 and I absolutely love it. I have $100 in rewards right and in a few more months I'll have another $100 which itll b $200 but can redeem for $250!!! That is awesome..Even though I've had some issues w/ CS and my APR being upped, it was taken care of... To read more visit: http://www.financeglobe.com/FN/showthread.php?919
Hope you enjoy it!
Comment 5 by meya
Way To Go on 2008-09-16
Unfortunately, they turned me down this or last year. I am comming back at them full blast next year and I know they better open the doors up for me. Congrats again.
on 2008-09-16 Unfortunately, they turned me down this or last year. I am comming back at them full blast next year and I know they better open the doors up for me. Congrats again.
Comment 7 by colonative
Platinum Or Signature? on 2008-09-17
Did they give you a Platinum or Signature card? Their website mostly shows Signature. Most rewards cards are going the way of World MasterCard and Visa Signature because merchants have to pay the issuing banks higher fees for the World/Signature.
on 2008-09-17 Did they give you a Platinum or Signature card? Their website mostly shows Signature. Most rewards cards are going the way of World MasterCard and Visa Signature because merchants have to pay the issuing banks higher fees for the World/Signature.
Comment 9 by rsty99
Cash Back Rewards on 2008-10-03
You are going to like the cash back it adds up fast on this card.
on 2008-10-03 You are going to like the cash back it adds up fast on this card.
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Disclaimer: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. Review content is powered by Finance Globe.
