"Paid In Full And Closed Acct..."

Continental Finance MasterCard® Review
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Written by: mrs628 on 2008-09-12

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mrs628's review: Callout Comment I paid this card off and closed the account today. The fees are ridiculous, the customer service is horrible, sometimes you can not get a live CSR on the phone at all. I finally found a number, called them up paid it in full and closed them out. They were nice enough to waive the Western Union fee so in 30-60 days, I'll be getting a whooping refund of $8.95, I'm set for life. But to be fair, I did have two late payments on my acct during the year I had this card, which is probably why I never received a CLI. Doesn't matter, I have an Imagine Gold MasterCard which is MUCH better, which baffles me because these cards come from the same bank... Wierd huh?


Comment 1 by wildrage2
CF User Icon on 2008-09-12

Remarks It's funny... I've never had any problem with the CS for this card. I do agree that it's strange that results vary from different cards issued by the same bank. For example, I have a Tribute card issued from this bank that I got at the same time. It has lower fees, and my credit limit is just about double what my Continental Finance limit is - and they don't charge you for CLIs!

I've said it before, and I'll say it again. There's a small sect of people that are perfect for this card, but it should be your all-out last ditch choice.

I've had it for a year and plan on canceling it when I get some better cards (hopefully) in October.

I will say that they reported accurately and positively every month, and helped my FICO go from the mid-500s to the mid-600s in about a year.
Comment 2 by mrrob
Way To Go User Icon on 2008-09-12

Remarks Getting rid of this card was a good thing. The fees are out of this world. Good luck
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