"Another Big Annual Fee.."

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Written by: mommyinok on 2008-08-11

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mommyinok's review: I hate the fees but need the TL to build credit... Such is life!

7 Comments

Comment 1 by shark6
Details Please on 2008-08-11

Can you tell us the terms? I. E. Limit, apr, fees, your FICO scores, w hich one they pulled? Etc
Comment 2 by mommyinok
Astronomical Fees on 2008-08-11

200 one time fee, 50 annual fee and I believe 29.9% APR. I got this card before I really researched the better "sbuprime" cards.
Comment 3 by meya
Repeat From Salute on 2008-08-11

Glad to hear of any approval regardless of the card. If you plan on leaving them, don't wait years because your scores will depend on it. Before you try another card with high fees, try these first:

1. Cap 1

2. Orchard

3. Travelocity

4. Hooter's

Keep us posted with your overal usage of this card in the network or in the comments of this card. Thanks for sharing your info.
Comment 4 by hjm331
Meya Is Right on 2008-08-11

Apply for cards that don't stick you with ridiculous up-front fees at approval and apply for better sub-prime cards that you can keep in the long run due to history.
Comment 5 by mrrob
Congrats on 2008-08-13

Congrats on getting this card BUT, if you can get a cap 1, orchard or HSBC you will be better off. The fees that come with this card are outrageous. Take care and good luck
Comment 6 by shark6
Usurious Terms on 2008-08-20

This is high way robbery. I think even First Premiere may be better than this. But definitely, Orchard, Cap1, HSBC etc. What type of Fico scores do u have?
Comment 7 by mommyinok
No Premier on 2008-08-27

I don't like First Premiere at all! I have Tribute, Salute, Orchard and Continental. No secured cards. However I cannot get Cap 1 which I hear is crap anyway so maybe I am better off?
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