"Fairly Easy Approval"

Kay Jewelers Credit Card Review
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Written by: davis06 on 2008-08-09

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davis06's review: Callout Comment Decided to get this card to help with utilization.

Pulled Equifax which was only 581 (due to 70% utilization on other cards and everyone knows that is a no-no but I had recent medical bills.)

They gave me $1500. I'm not that into jewelry so I won't have any issues racking up any debt on this bad boy!


Comment 1 by yoyo11
Congrads!! User Icon on 2008-08-09

Remarks On your new card... Are they BK friendly?
Comment 2 by tanyia
Bk Friendly User Icon on 2008-08-09

Remarks Yes they are

got 5000 limit with a bk 13 on my credit repotr
Comment 3 by lindalu
How About Bk7? User Icon on 2008-08-09

Remarks I need a card like this with a high limit to increase my availability and raise my score... How long ago was your bk Taynai? And what is your credit score may I ask? My bk 7 was 15 months ago... And with a card like this that wouldn't use that much it would help my score immensely if I could get it.

Comment 4 by tanyia
BK FRIENDLY User Icon on 2008-08-09

Remarks Hi Lindalu,

bk was 2003

eq 670

tu 648

ex 628

i am happy 2 answer bk questions
Comment 5 by debtor00
Congrats But Watch Out!! User Icon on 2008-08-09

Remarks Congrats on the approval, but keep an eye on this one. I got this card back in January with a 5000.00 limit (my highest on anything at the time) and was soooo excited. Just to use it, I bought some earrings and paid it off. After I paid it off, it sat at zero for a while but then when I went on the mother of all app sprees they sliced me to zero with no warning for too many inquiries. Zero credit limit does not look good for utilization. I worked here briefly while I was in college and I know for a fact that they recheck your credit if you don't use th card reguarly. So it's a good idea to call the number before you go into the store to make a purchase to be sure your still in business or you could mess around and find yourself embarrassed!! Congrats, but if you intend to use it soon, be careful with app sprees and call the credit center before you go to make a purchase to be on the safe side. My Zales only gave me $750, but it's a firm 750 rather than a wishywashy 5000!!!
Comment 6 by arod
Congrats!!! User Icon on 2008-08-09

Remarks Great credit builder thanks for the info.

Take care,

Comment 7 by mousepad
I Took A Chance User Icon on 2008-08-10

Remarks I took a chance and got $4300 today

hell yea
Comment 8 by davis06
AWESOME Mousepad! User Icon on 2008-08-10

Remarks I'm happy with what we got but $4300 soungs a whole lot better! Congrats!
Comment 9 by kiejon9
My Wife User Icon on 2008-08-11

Remarks Hello my wife just got this card sometime last weekend and is happy with a cl of 5500
Comment 10 by thomas1
K AY JEWELERS User Icon on 2008-08-11

Remarks WOW!! I take it everyone is going to be buying a lot of bling-bling! LOL... Sounds like they are pretty easy to get approval from anyway.

Anyway, everyone enjoy your card and all the shiny stuff you can get with it!! :-)

Let us know how they treat you.
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