My Best Buy® Credit Card Review
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Written by: casd57 on 2008-08-07

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Comment 1 by thomas1
CONGRATS User Icon on 2008-08-07

Remarks CONGRATS ON YOUR APPROVAL!! Let us know how they treat you.
Comment 2 by rob72830
Congratulations User Icon on 2008-08-07

Remarks Congratulations on your new card.
Comment 3 by meya
Cool User Icon on 2008-08-07

Remarks Way to go, congrats on your new card.
Comment 4 by shark6
Congrats User Icon on 2008-08-08

Remarks Congrats but Best Buy limits are a joke. Tell me what kind of computer can you get for $300 or flat screen! Circuit City seem to give out higher limits. But then again that is Chase bank vs HSBC
Comment 5 by islander36
Question About Bestbuy User Icon on 2008-08-08

Remarks What bank is the bestbuy card with?
Comment 6 by islander36
Which Are Bk Friendly Cards? User Icon on 2008-08-08

Remarks I would like to know for those who have been approved for retail and major credit cards (except for capital one and HSBC)which are the bk friendly cards?
Comment 7 by hjm331
RE: Islander User Icon on 2008-08-09

Remarks This card is offered by HSBC Retail Services and is a sub-division of HSBC Bank but HSBC R/S is a lot better. They are more generous with their CLI's and report a few days after your statement cuts.
Comment 8 by hjm331
RE: Islander User Icon on 2008-08-09

Remarks I believe GEMB and Merrick Bank who issues the Hooters card are BK friendly.
Comment 9 by hjm331
RE: Shark6 User Icon on 2008-08-09

Remarks The Best Buy store card is very generous with CLI's unlike the Best Buy Mastercard. I've had both cards and I love the Best Buy store card but closed the MC because I couldn't stand the way they treated me as a loyal customer.
Comment 10 by casd57
Sub-prime User Icon on 2008-08-12

Remarks Yea I'm only using these subprimes for rebuilding will dump them after about a year...

Been rebuilding my credit for about 3 months...
Comment 11 by hjm331
RE: CASD57 User Icon on 2008-08-12

Remarks If the card doesn't have an annual or monthly fee, don't close it. Closing an account with a good amount of history will hurt your score especially when you are rebuilding your credit.

For cards that you don't use, make sure you use it once every 2 months to show activity or else the creditor will close the account for inactivity.
Comment 12 by hjm331
AU User Icon on 2008-08-14

Remarks Does anyone know if the account info gets reported on the AU's credit report? I added my parents as AU's on my account and they didn't ask for a social. The whole idea of me doing this is to help them with utilization and increase their FICO scores.
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