"Approved"
Orchard Bank® Platinum MasterCard® Review
Written by: sg2416 on 2008-08-02
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
sg2416's review: 
First off I want to thank those of you have dedicated your time and efforts to help each one of us going through the rebuilding process.
I was approved for this card for $300.00 last night. I have been lurking around reading and grasping each review and comments. I have open a total of 5 accounts since I have found this forum in May 08. I know I have a long road to travel, one step at a time.
Listing of open accounts:
Bank of America secure card, not the 99/500 my deposit of $500
Avenue $250
Crown Jewelers $2500
Bank Loan $1000.00
Orchard 300.00
I really believe having the BOA card open other doors for me to walk through. I would like to have a Dillards and JCPennys card. I have not applied for them because I am waiting to apply in the store.
Again, thanks FG for all of the good advice you give us to follow.
First off I want to thank those of you have dedicated your time and efforts to help each one of us going through the rebuilding process. I was approved for this card for $300.00 last night. I have been lurking around reading and grasping each review and comments. I have open a total of 5 accounts since I have found this forum in May 08. I know I have a long road to travel, one step at a time.
Listing of open accounts:
Bank of America secure card, not the 99/500 my deposit of $500
Avenue $250
Crown Jewelers $2500
Bank Loan $1000.00
Orchard 300.00
I really believe having the BOA card open other doors for me to walk through. I would like to have a Dillards and JCPennys card. I have not applied for them because I am waiting to apply in the store.
Again, thanks FG for all of the good advice you give us to follow.
6 Comments
Comment 1 by hjm331
Congrats! 
on 2008-08-02
Congrats on the new approval. Looking at the list of cards you have, you have only 2 cards that you can use everywhere Visa and Mastercard is accepted, have you thought about applying for a Capital One card? They grow with you and it's a very good card to have.
on 2008-08-02 Congrats on the new approval. Looking at the list of cards you have, you have only 2 cards that you can use everywhere Visa and Mastercard is accepted, have you thought about applying for a Capital One card? They grow with you and it's a very good card to have.
Comment 2 by meya
Way To Go Buddie on 2008-08-02
I am very happy to hear of your approval, hjm331 is correct, you did select the right card to rebuild your credit with. When you get a chance take a look at this link in regards to Crown Jewelers. I believe you are going to find some good scary info about them.
http://www.financeglobe.com/FN/showthread.php?494&highlight=crown+jewelers
on 2008-08-02 I am very happy to hear of your approval, hjm331 is correct, you did select the right card to rebuild your credit with. When you get a chance take a look at this link in regards to Crown Jewelers. I believe you are going to find some good scary info about them.http://www.financeglobe.com/FN/showthread.php?494&highlight=crown+jewelers
Comment 3 by sg2416
OOOOOOOOOOOOOno on 2008-08-02
I hope this does not happen to me. Seems like when you turn the corner to get everything back on track there is always someone/something trying to prevent us from nudging a little closer to our goals. I will not use a debit or credit card to pay this account. I will hold on to it for a year and let it go. I truly hope this will not turn out to be a problem.
No, I have not applied for Cap1, soon I hope!
on 2008-08-02 I hope this does not happen to me. Seems like when you turn the corner to get everything back on track there is always someone/something trying to prevent us from nudging a little closer to our goals. I will not use a debit or credit card to pay this account. I will hold on to it for a year and let it go. I truly hope this will not turn out to be a problem.No, I have not applied for Cap1, soon I hope!
Comment 4 by mrrob
Way To Go on 2008-08-02
YOur rebuilding your credit the right way. You have the right cards. Keep up the good work
mrrob
on 2008-08-02 YOur rebuilding your credit the right way. You have the right cards. Keep up the good workmrrob
Comment 6 by arod
Congrats !! on 2008-08-03
Your doing a great job in credit repair..
Good luck to you,
Alex
on 2008-08-03 Your doing a great job in credit repair..Good luck to you,
Alex
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Disclaimer: This content is not provided by Capital One Bank (USA), N.A.. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One Bank (USA), N.A.. Review content is powered by Finance Globe.
