Orchard Bank® Platinum MasterCard® Review
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Written by: sg2416 on 2008-08-02

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sg2416's review: Callout Comment First off I want to thank those of you have dedicated your time and efforts to help each one of us going through the rebuilding process.

I was approved for this card for $300.00 last night. I have been lurking around reading and grasping each review and comments. I have open a total of 5 accounts since I have found this forum in May 08. I know I have a long road to travel, one step at a time.

Listing of open accounts:

Bank of America secure card, not the 99/500 my deposit of $500

Avenue $250

Crown Jewelers $2500

Bank Loan $1000.00

Orchard 300.00

I really believe having the BOA card open other doors for me to walk through. I would like to have a Dillards and JCPennys card. I have not applied for them because I am waiting to apply in the store.

Again, thanks FG for all of the good advice you give us to follow.


Comment 1 by hjm331
Congrats! User Icon on 2008-08-02

Remarks Congrats on the new approval. Looking at the list of cards you have, you have only 2 cards that you can use everywhere Visa and Mastercard is accepted, have you thought about applying for a Capital One card? They grow with you and it's a very good card to have.
Comment 2 by meya
Way To Go Buddie User Icon on 2008-08-02

Remarks I am very happy to hear of your approval, hjm331 is correct, you did select the right card to rebuild your credit with. When you get a chance take a look at this link in regards to Crown Jewelers. I believe you are going to find some good scary info about them.

Comment 3 by sg2416
OOOOOOOOOOOOOno User Icon on 2008-08-02

Remarks I hope this does not happen to me. Seems like when you turn the corner to get everything back on track there is always someone/something trying to prevent us from nudging a little closer to our goals. I will not use a debit or credit card to pay this account. I will hold on to it for a year and let it go. I truly hope this will not turn out to be a problem.

No, I have not applied for Cap1, soon I hope!
Comment 4 by mrrob
Way To Go User Icon on 2008-08-02

Remarks YOur rebuilding your credit the right way. You have the right cards. Keep up the good work

Comment 5 by sg2416
Thanks To All Of You! User Icon on 2008-08-02

Remarks Thank you for your kind encouraging words.
Comment 6 by arod
Congrats !! User Icon on 2008-08-03

Remarks Your doing a great job in credit repair..

Good luck to you,

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