"Approved Online"

Target REDcard Visa® Review
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Written by: sh0t0kan on 2008-07-24

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Customer Service
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sh0t0kan's review: Okay I think I'm going crazy with this whole application thing.

Just approved for this card instantly

EX 588 :(
EQ 633
TU 655
CL $1000
APR % ???


Comment 1 by arod
Congrats !! on 2008-07-24

Congrats on your approval... Great card,

however if I was you I would slow down in applying you will have a lot of inquiries in a month and they will start declining you and that's not good.

well I wont take your glory.

Good Luck,

Comment 2 by rivasglo
Congrats! on 2008-07-24

Enjoy your new card... This one seems like a tough one to get... At least by having the VISA you will b able to request CLI's!
Comment 3 by sh0t0kan
Approved Online on 2008-07-24

Yeah because I really have my sights set on better cards don't wanna screw the chances for getting them up.
Comment 4 by meya
Way To Go on 2008-07-24

I agree with everyone who responded to you, congrats but it is time to stop hitting the love button. You are very lucky to be approved with this card from Target. I hear a lot of red card approvals with $150 to $200 cl.
Comment 5 by mrrob
Congrats on 2008-07-24

Wow, you made out pretty good. Target is known to only start you out with a $200 limit.
Comment 6 by rivasglo
RE: Mrrob on 2008-07-25

They only start out small w/ the Target store card not the Visa's... There Visa's start out decent ;)
Comment 7 by cireone
TARGET VISA on 2008-07-26

Its getting the Visa that's the hard one. I would say most people get denied for the Visa when they apply for the RedCard. I was denied and given the store card with a $200 CL. I was hoping for the Visa but I guess my CR wasn't good enough for it. Im fine with the sotre card but the CL is pretty low. Target is not expensive but I could easily spend $100+ just for necesseties there. I feel that the CL has to be more. SO Im just waiting patiently for a CLI. My 6mo is coming up and Ive never been delinquent on the card.

It would be nice to get a CLI or UPGRADE...
Comment 8 by kiejon9
Well My Wife on 2008-07-26

Well my wife just got this card today and I must say she is happy that she got her redtarget Visa with a cl of 2600 and I am happy for her way to go.

Comment 9 by ashes
Note on 2008-08-02

Target Visa is one of the card you want to use atl east sparingly. They close out cards without notification if you don't use it for more than 13 months. I got this card a couple of years ago and it was closed this year because I hadn't used it sin ce 2006. Ironically, they never told me they are closing my card. So use it sparingly at the very least.
Comment 10 by sandyekay1
Target Pulls What Credit Bureau? on 2008-08-07

Do you know if they pulled Transunion or Experian? I don't believe Target pulls Equifax...

Comment 11 by sandyekay1
Target Pulls What Credit Bureau? on 2008-08-07

Do you know if they pulled Transunion or Experian? I don't believe Target pulls Equifax...

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