"No Difference"
CorTrust Bank MasterCard® Review
Written by: mrrob on 2008-06-27
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
mrrob's review: 
Had this card for a while. I gues its like the others that I have been reading about on this board. Charges the monthly fee, also charges 6.95 for making a payment online. I think its time to let this one go. I have to cards from HSBC and neither charges any monthly fees. This card does assist in getting established. Wish I could get Cap 1 however they are not BK-friendly
Had this card for a while. I gues its like the others that I have been reading about on this board. Charges the monthly fee, also charges 6.95 for making a payment online. I think its time to let this one go. I have to cards from HSBC and neither charges any monthly fees. This card does assist in getting established. Wish I could get Cap 1 however they are not BK-friendly
6 Comments
Comment 1 by hjm331
RE: Mrrob 
on 2008-06-27
Capital One is BK friendly. They just want to see a solid payment history for about 4-6 months and the card is yours.
on 2008-06-27 Capital One is BK friendly. They just want to see a solid payment history for about 4-6 months and the card is yours.
Comment 2 by lindalu
Capitol One IS Bk Friendly!! on 2008-06-27
Capitol one is definately bk friendly!! I got an offer from them 1 week after my discharge... I applied and got a $1000 credit limit!!! I now have a $2000 limit after an automatic increase of $500 and just calling and asking for an increase a couple weeks ago they gave me another $500!!!... However if THEY were on your bk that may make a difference... I didn't have a card with them before my bk... My bk was discharged 8/07..
hope this info helps!!!
on 2008-06-27 Capitol one is definately bk friendly!! I got an offer from them 1 week after my discharge... I applied and got a $1000 credit limit!!! I now have a $2000 limit after an automatic increase of $500 and just calling and asking for an increase a couple weeks ago they gave me another $500!!!... However if THEY were on your bk that may make a difference... I didn't have a card with them before my bk... My bk was discharged 8/07..hope this info helps!!!
Comment 3 by rebuildme
They Are Bk Friendly on 2008-06-27
I had 3 Capital One accounts and they were all included in my bankruptcy filing in 2003. I have 2 accounts with them now one has a $1000 credit line and the other one has a credit line of $6250. I'm telling you they are bankruptcy friendly.
on 2008-06-27 I had 3 Capital One accounts and they were all included in my bankruptcy filing in 2003. I have 2 accounts with them now one has a $1000 credit line and the other one has a credit line of $6250. I'm telling you they are bankruptcy friendly.
Comment 4 by yoyo11
Wonderful on 2008-06-27
I still can't get a card from cap1. I'm an AU on brother's card,... But I want one myself... I guess I have to wait... What are the CL with CorTrust?
on 2008-06-27 I still can't get a card from cap1. I'm an AU on brother's card,... But I want one myself... I guess I have to wait... What are the CL with CorTrust?
Comment 5 by marym
As Everyone Else Has Said.... on 2008-06-27
Very BK friendly. I think Cap One rules! I filed BK on them back in 2005 and I had two cards with them now. If you get denied from Cap One it's not for a Bk on your report that's for sure.
on 2008-06-27 Very BK friendly. I think Cap One rules! I filed BK on them back in 2005 and I had two cards with them now. If you get denied from Cap One it's not for a Bk on your report that's for sure.
Comment 6 by mrrob
CLI on 2008-07-02
Got a letter in the mail stating that I was approved for a $100 CLI. I was charged a one time fee of $25.00, but for future CLI there will be no fees. I did accept the CLI
on 2008-07-02 Got a letter in the mail stating that I was approved for a $100 CLI. I was charged a one time fee of $25.00, but for future CLI there will be no fees. I did accept the CLI
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Disclaimer: This content is not provided by Cortrust Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Cortrust Bank. Review content is powered by Finance Globe.
