"No Difference"

CorTrust Bank MasterCard® Review
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Written by: mrrob on 2008-06-27

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mrrob's review: Callout Comment Had this card for a while. I gues its like the others that I have been reading about on this board. Charges the monthly fee, also charges 6.95 for making a payment online. I think its time to let this one go. I have to cards from HSBC and neither charges any monthly fees. This card does assist in getting established. Wish I could get Cap 1 however they are not BK-friendly


Comment 1 by hjm331
RE: Mrrob User Icon on 2008-06-27

Remarks Capital One is BK friendly. They just want to see a solid payment history for about 4-6 months and the card is yours.
Comment 2 by lindalu
Capitol One IS Bk Friendly!! User Icon on 2008-06-27

Remarks Capitol one is definately bk friendly!! I got an offer from them 1 week after my discharge... I applied and got a $1000 credit limit!!! I now have a $2000 limit after an automatic increase of $500 and just calling and asking for an increase a couple weeks ago they gave me another $500!!!... However if THEY were on your bk that may make a difference... I didn't have a card with them before my bk... My bk was discharged 8/07..

hope this info helps!!!
Comment 3 by rebuildme
They Are Bk Friendly User Icon on 2008-06-27

Remarks I had 3 Capital One accounts and they were all included in my bankruptcy filing in 2003. I have 2 accounts with them now one has a $1000 credit line and the other one has a credit line of $6250. I'm telling you they are bankruptcy friendly.
Comment 4 by yoyo11
Wonderful User Icon on 2008-06-27

Remarks I still can't get a card from cap1. I'm an AU on brother's card,... But I want one myself... I guess I have to wait... What are the CL with CorTrust?
Comment 5 by marym
As Everyone Else Has Said.... User Icon on 2008-06-27

Remarks Very BK friendly. I think Cap One rules! I filed BK on them back in 2005 and I had two cards with them now. If you get denied from Cap One it's not for a Bk on your report that's for sure.
Comment 6 by mrrob
CLI User Icon on 2008-07-02

Remarks Got a letter in the mail stating that I was approved for a $100 CLI. I was charged a one time fee of $25.00, but for future CLI there will be no fees. I did accept the CLI
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