"Ok Card, But I Have Issues "
Rewards 660 Visa® Unsecured Credit Card Review
Written by: casey on 2007-04-28
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
casey's review: 
I have had this card slightly over two years now. I only keep it because of the history, looks good on credit report. They only report to TransUnion. I always get an increase every 3 months, started at $300 limit, currently at $1000, with a maximum limit of $2000, so I'm half way there. Dakota State bank owns the card now, but my account is still under the old MetaBank terms, thank goodness. Now you are capped at $1000, and they only give $50 increases every 6 months, but I receive $100 increases every 3 months.
I HATE having to call in to request the increase. They rep asks you too many questions. Your name, your address, your ss#, your home phone, your work phone, your cell phone, your e mail--5 minutes to go through all that. My other cards ask for name and last 4 of social... They want your life story for "security reasons". I'm a busy person, I just want my increase, I'm entitled to it. Cant use it at pay at the pump, not good for cash, only $25 at a time, and charge $5 for that. Excellent on line management and bill pay, at least that is free. Available credit updates next day IF you pay with credit/debit card or moneygram, otherwise 14 day hold till available credit updated. I don't even use mine anymore, just keep it because it the longer account I've had after my bankruptcy. Lots of fees. $8/month participation fee/ $48 annual fee $25 credit limit increase fee.
I have had this card slightly over two years now. I only keep it because of the history, looks good on credit report. They only report to TransUnion. I always get an increase every 3 months, started at $300 limit, currently at $1000, with a maximum limit of $2000, so I'm half way there. Dakota State bank owns the card now, but my account is still under the old MetaBank terms, thank goodness. Now you are capped at $1000, and they only give $50 increases every 6 months, but I receive $100 increases every 3 months.I HATE having to call in to request the increase. They rep asks you too many questions. Your name, your address, your ss#, your home phone, your work phone, your cell phone, your e mail--5 minutes to go through all that. My other cards ask for name and last 4 of social... They want your life story for "security reasons". I'm a busy person, I just want my increase, I'm entitled to it. Cant use it at pay at the pump, not good for cash, only $25 at a time, and charge $5 for that. Excellent on line management and bill pay, at least that is free. Available credit updates next day IF you pay with credit/debit card or moneygram, otherwise 14 day hold till available credit updated. I don't even use mine anymore, just keep it because it the longer account I've had after my bankruptcy. Lots of fees. $8/month participation fee/ $48 annual fee $25 credit limit increase fee.
1 Comment
Comment 1 by vicvogl
What A Service! 
on 2007-12-03
They have just sent me a bill but no card. To send me a card they would need a "good faith" deposit of $40.
Good Luck!
on 2007-12-03 They have just sent me a bill but no card. To send me a card they would need a "good faith" deposit of $40.Good Luck!
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Disclaimer: This content is not provided by Dakota State Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Dakota State Bank. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Dakota State Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Dakota State Bank. Review content is powered by Finance Globe.
