"Not The Worst"

Rewards 660 Visa® Unsecured Credit Card Review
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Written by: wildrage2 on 2008-06-19

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wildrage2's review: Callout Comment This was the first card that I applied for about 9 months ago when I started rebuilding. Similar to cards like Continental Finance and First Premier, this card charges nearly $250 worth of fees.

The fees suck, but some people have no other choice.

One positive aspect of this card is that they give $75 CLIs every 3 months. It isn't amazing, but better then the others - and they don't charge for CLI's. In my opinion, Rewards and Tribute are among the best of the 'lowest tier' cards.

My credit limit with rewards started at $300 and is now up to $525, which isn't that bad.

If your FICO is above 550, I wouldn't recommend this card. Try Capital One, Orchard, Macy's, etc. First. Mine was 600 when I applied, but I wasn't well informed about credit at the time - I thought that NOBODY would give me credit. I have since went with Capital One, Hooters, Orchard, and a few department store cards.

As the title says, it's not the worst - but definitely not the best. If you're in a position where secured isn't an option (perhaps a ChexSystems notation), this card is good if your score is between 400 and 550.


Comment 1 by rwmtd
I Have This Card Too User Icon on 2008-06-19

Remarks Hi, I have this card as well. I have been staying within my limit and paying more than the minimum. I got an email from them saying that I have two more payments before my $75 increase. I am only using this card for very small purchases.
Comment 2 by yoyo11
Interesting User Icon on 2008-06-19

Remarks I think your CL can go up to $2,000.00. I was approved for this card a year ago... I said... No... Sorry... Glad your experiences are some what positive...
Comment 3 by cireone
CLI For Rewards 660 User Icon on 2008-06-22

Remarks I have had the card for a year and paid in full every month. It has helped re-build my credit but Im just wondering about the CLI. For the past six months I have been receiving emails and on my statements saying that I am eligible for a credit increase and all I had to do was call or write to accept. I called and the rep said it will be on the next statement. Next statements came and went and I still have yet to get a CLI and still receive the message of being eligible for a CLI. Is there any reason for this????
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