"Deferred Approval."
Discover® Student More Card Review
Written by: william59 on 2008-05-12
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
william59's review: 
I applied for this card about a month ago and get approved for $1.5k (it's okay to me because I have 4 rewards cards so far). The reason I applied for this card is because I want a no-foreign-fee card when I travel to China. And the deferred message also make me realized there might be something 's wrong with my credit report. So I've ordered a Transunion CR and saw that I was mistakenly reported by BOA as Authorized user of my relative's account that has 30 late payment and high balance on the report. Thanks Discover for "indirect" reminder.
I applied for this card about a month ago and get approved for $1.5k (it's okay to me because I have 4 rewards cards so far). The reason I applied for this card is because I want a no-foreign-fee card when I travel to China. And the deferred message also make me realized there might be something 's wrong with my credit report. So I've ordered a Transunion CR and saw that I was mistakenly reported by BOA as Authorized user of my relative's account that has 30 late payment and high balance on the report. Thanks Discover for "indirect" reminder.
5 Comments
Comment 1 by hjm331
Congrats! 
on 2008-05-12
Congrats! At least you got your foot into the door with Discover. I will be applying for a Discover card if I ever decide to travel out of the U. S.
on 2008-05-12 Congrats! At least you got your foot into the door with Discover. I will be applying for a Discover card if I ever decide to travel out of the U. S.
Comment 2 by arod
Congrats on 2008-05-12
Discover is a great card apart from there offers it one worth having I have discover with $1000
but at least it helps my credit report overall great card.
congrats again.
Alex
on 2008-05-12 Discover is a great card apart from there offers it one worth having I have discover with $1000 but at least it helps my credit report overall great card.
congrats again.
Alex
Comment 3 by debtor00
Take A Back Up on 2008-05-12
Discover's no fee foreign transaction is great but do remember to take a back up since it is not as widely accepted overseas. I've heard horror stories of people only taking their discover over seas.
on 2008-05-12 Discover's no fee foreign transaction is great but do remember to take a back up since it is not as widely accepted overseas. I've heard horror stories of people only taking their discover over seas.
Comment 4 by lindalu
Authorized User Question ? on 2008-05-14
When you were an authorized user did you give them your ss# to be authorized that they would have had that? my daughter has a card with her name on it with one of my accounts but I never gave them her social...
on 2008-05-14 When you were an authorized user did you give them your ss# to be authorized that they would have had that? my daughter has a card with her name on it with one of my accounts but I never gave them her social...
Comment 5 by william59
RE: LindaLu on 2008-07-05
I've never given my SS# to BOA, and my cousin didn't know my SS#. Bank of America just mistakenly put me as his authorized user (we have the same billing address, her girlfriend (what he added) has the same initial as my name.
on 2008-07-05 I've never given my SS# to BOA, and my cousin didn't know my SS#. Bank of America just mistakenly put me as his authorized user (we have the same billing address, her girlfriend (what he added) has the same initial as my name.
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Disclaimer: This content is not provided by Discover Card. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover Card. Review content is powered by Finance Globe.
