"Great Card -had It Since 2002"
Citi® Platinum Select® / AAdvantage® World MasterCard® Review
Written by: arod on 2008-05-06
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
arod's review: 
I have had this card since 2002 and it great I love this card my credit line is $5500 I highly recommend this bank and card they offer checks and I have to say there CS is excellent my apr is good but I'll deal with it 14% annual fee is $89.00 this I don't like but I love Citibank and even thought this is not recent I like to hear from people with this card. my FICO in 2002 was around 710
My five star to this bank.
I like to hear from you if you had this card,
Thanks,
Alex
I have had this card since 2002 and it great I love this card my credit line is $5500 I highly recommend this bank and card they offer checks and I have to say there CS is excellent my apr is good but I'll deal with it 14% annual fee is $89.00 this I don't like but I love Citibank and even thought this is not recent I like to hear from people with this card. my FICO in 2002 was around 710My five star to this bank.
I like to hear from you if you had this card,
Thanks,
Alex
3 Comments
Comment 1 by tknoxjr
ITS OKAY 
on 2008-05-07
Hi Alex, I have had this card since Oct 07, my FICO at the time was 640 and gave me a revolving limit of 2k, my highest at the time, waved the annual fee for the first year which is good, apr 0f 15.24, high love the card otherwise Tim
on 2008-05-07 Hi Alex, I have had this card since Oct 07, my FICO at the time was 640 and gave me a revolving limit of 2k, my highest at the time, waved the annual fee for the first year which is good, apr 0f 15.24, high love the card otherwise Tim
Comment 2 by hjm331
Limit on 2008-08-15
Does this card have a limit? Seems like it doesn't. I want to apply for it to get my foot into the door with Citi but I'm worried about a limit not being reported to the CB's.
on 2008-08-15 Does this card have a limit? Seems like it doesn't. I want to apply for it to get my foot into the door with Citi but I'm worried about a limit not being reported to the CB's.
Comment 3 by colonative
Re: It's Okay/Limit on 2008-08-23
The APR of 15.49% is high-but most rewards cards do carry high APR's to offset the rewards. My advice to anybody getting a rewards card (cash and airlines mostly) that they should use it as a debit card-anything that you would normally pay with a check or cash charge it and then pay it in full. If you need to carry a balance then get a regular Platinum card with a low APR.
Limit: since this is a World MasterCard you will have a predetermined revolving line of credit and usually the bank will tell you what it is. But with the World product you will have expansion above the revolving line of credit and anything spent over the revolving line of credit will be due payable in full.
I believe that Citi still offers a regular AA card that isn't a World.
on 2008-08-23 The APR of 15.49% is high-but most rewards cards do carry high APR's to offset the rewards. My advice to anybody getting a rewards card (cash and airlines mostly) that they should use it as a debit card-anything that you would normally pay with a check or cash charge it and then pay it in full. If you need to carry a balance then get a regular Platinum card with a low APR.Limit: since this is a World MasterCard you will have a predetermined revolving line of credit and usually the bank will tell you what it is. But with the World product you will have expansion above the revolving line of credit and anything spent over the revolving line of credit will be due payable in full.
I believe that Citi still offers a regular AA card that isn't a World.
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.
