"I Am Approved For This Card"

National City Everyday Rewards Elite® Review
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Written by: redrose on 2008-03-31

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redrose's review: Callout Comment I applied online and approved for this card. My TU is around 696. Annual income $122,000. I don't know my Credit Limit yet. Have to wait till I get the card.


Comment 1 by eldarwen
Congrats On The Card! User Icon on 2008-03-31

Remarks Congrats on your new card! Let us know what the credit limit is and what the APR is and your experience with the card.
Comment 2 by meya
Congrats User Icon on 2008-03-31

Remarks Way to go, I remember when this card straight told me NOOOO!... Lol. Keep us updated about the card.
Comment 3 by eugene66
I'm Happy For You User Icon on 2008-03-31

Remarks I applied for this card an was immediately was shot down. Hey I do not get discouraged by rejections but more motivated to get my credit better and better.:)
Comment 4 by rockin35
Hey Meya & Eugene66 User Icon on 2008-04-01

Remarks Hello!!,

I did get approved for this card back in September 2007, they gave me an initial credit line of $12500. To me that's huge for someone else this is "measly". My FICO score was a 734 but in December I ran my credit a lot for new cards with low balance transfers which reduced my FICO. As of Feb 2008, they gave me a CLI of 2500 additionally. So this is a generous bank. I would suggest that you both apply again around the holidays when creditors are practically giving credit cards away. Dont get discouraged or anything, credit building takes time.

Comment 5 by meya
Thanks Eugene User Icon on 2008-04-02

Remarks I am too afraid of this card, but when Xmas gets here, I will still be in the credit addict club... Lol. I have to resist the temptation even though experian has a chain around my fingers.
Comment 6 by rockin35
Credit Rehab User Icon on 2008-04-06

Remarks Yes, I'm headed to Credit Rehab tomorrow. No more credit application since I will be on a 2X Twelwe step program (cant apply for 24 months) until all of my inquiries fall off. Sheila (Rockin35)
Comment 7 by lindalu
Don't Default On This Card! User Icon on 2008-04-16

Remarks My husband lost his job and we were in financial distress and couldn't pay the bill and they will hunt you down!!! There was one rep that was leaving me basically threatening messages on my voicemail once a week... One of the reps starting calling my neighbors and having them come over and give me messages... They tracked down my relatives and were telling them to tell me to call them... They were brutal!!! so whatever you do don't let this card slip...
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