"BOA Goes The Distance For A Long Time Customer"
Bank of America® Platinum Plus® Visa® Card Review
Written by: sethatco on 2008-03-15
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
sethatco's review: 
I have been a long time customer of BOA. When I had identity theft they worked very closely with me. During the repairing of my credit they did close out my BOA Visa account and moved it to a secure card till the issues were resolved. Recently I received a preapproval in the mail for an Alumni card ( University of Pennsylvania Platinum Plus Visa) I did apply and was granted an initial credit line of $5,000. After calling BOA credit department I spoke to a representative who was more than happy to work with me. After a nice conversation BOA did the following to thank me for being a long time customer
0% for 12 months
4.9% fixed for 12 months for balance transfers.
Raise in credit limit to $20,000 after sending in pay stubs to verify income of over $150,000.
I have had my doubts about BOA but after the way I was recently treated I will continue to be a loyal customer for many years to come.
Credit scores
EQ: 710
EX:725
TU:705
I have been a long time customer of BOA. When I had identity theft they worked very closely with me. During the repairing of my credit they did close out my BOA Visa account and moved it to a secure card till the issues were resolved. Recently I received a preapproval in the mail for an Alumni card ( University of Pennsylvania Platinum Plus Visa) I did apply and was granted an initial credit line of $5,000. After calling BOA credit department I spoke to a representative who was more than happy to work with me. After a nice conversation BOA did the following to thank me for being a long time customer0% for 12 months
4.9% fixed for 12 months for balance transfers.
Raise in credit limit to $20,000 after sending in pay stubs to verify income of over $150,000.
I have had my doubts about BOA but after the way I was recently treated I will continue to be a loyal customer for many years to come.
Credit scores
EQ: 710
EX:725
TU:705
5 Comments
Comment 1 by meya
Way To Go 
on 2008-03-16
Now this is what I am talkin about:
1. Awsome limit
2. Nice Income
3. Nice Scores
4. Cool Bank
You can't ask for anything better than this in the credit world...:)
on 2008-03-16 Now this is what I am talkin about:1. Awsome limit
2. Nice Income
3. Nice Scores
4. Cool Bank
You can't ask for anything better than this in the credit world...:)
Comment 2 by llay1
Your TU Score Seems Low on 2008-03-16
Is there a reason for this. I have a TU of 702, and it says that's better than just 25% of the US
on 2008-03-16 Is there a reason for this. I have a TU of 702, and it says that's better than just 25% of the US
Comment 3 by meya
Not Too Low on 2008-03-17
Scores can be off by 40 between all three. It is typical for that to happen because not all three hold the same information.
on 2008-03-17 Scores can be off by 40 between all three. It is typical for that to happen because not all three hold the same information.
Comment 4 by sethatco
Agreed on 2008-03-17
I agree with Meya, for some reason my TU score is always the lowest, not sure why all the accounts are reporting the same on all 3 CB. Anyone have any ideas?
on 2008-03-17 I agree with Meya, for some reason my TU score is always the lowest, not sure why all the accounts are reporting the same on all 3 CB. Anyone have any ideas?
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Disclaimer: This content is not provided by Bank of America®. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Bank of America®. Review content is powered by Finance Globe.
