HSBC Platinum MasterCard with Cash or Fly Rewards Review
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Written by: aclove404 on 2008-01-31

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aclove404's review: I was applying for this card to transfer some of my balances. I hit the submit app button 4800 credit line. They used experian and my score is a 640! My biggest credit line to date.


Comment 1 by porgy1000
GREAT on 2008-01-31

You must have deserved the card or you would not have been approved for it. I wonder where you are getting your experian score from though. I doubt it is 640.

If you go to the experian site and pull your score, it may be 640 but that is NOT your FICO score.

My experian score on the experian site is 743, yet when I pull it as a FICO score on MyFICO.com it comes in at 809. Your scores are probably higher then you think they are.
Comment 2 by ash
Re: Congrats on 2008-01-31


My mom has this card and they are very generous with their CLI! That's regular (HSBC) not Orchard (LOL) !
Comment 3 by crazy2k5
A Little Confused on 2008-01-31

Porgy, whats the difference between your regular credit score and your FICO score? I always get confused. When you apply for credit which one does the company look at?
Comment 4 by porgy1000
Crazy on 2008-01-31

Hey Crazy, go to the FORUMS on here an look up FAKE CREDIT SCORES, you will have all the info there. It may surprise you though
Comment 5 by meya
Way To Go on 2008-02-01

Congrats on your new approval! Nice cl also.
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