"Declined"

Kay Jewelers® Credit Card Review
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Written by: tyty2010 on 2012-08-15

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tyty2010's review: If working on building credit do not apply unless u have more tha a year of good payment history on other open accounts. I have 3 cards i have had a year n no balance on them, but they said they need a longer pay history.

2 Comments

Comment 1 by roughdraft
Re: Declined on 2012-08-17

Yeah, it used to be you could go to some jewlery stores and apply for credit when rebuilding. One of the very first accounts I had was with Harris Jewler's. I went in to by my girlfriend at the time something and got something for myself because I was given a $600 credit limit. it was reported on my report, and I had it automatically deducted through my bank account, so it was pretty easy. Crown Jewler's used to do the same, but they have stopped reporting. I think with Kay you do have to have fair credit at least. They tend to be one of the finer jewerly stores, so they may not always help those who are building, or rebuilding credit.
Comment 2 by tyty2010
Re Declined on 2012-08-21

Thanks for your comments Roughdraft,have been following your rebuilding process and others. do not plan on applying for anything else but NFCU secured card.Two of my scores are in the fair credit. I will just wait a year or so before applying for anything else. You guys on FG have been a great help on advise for me .
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