"Instant Approval"
Sears Card® Review
Written by: sirjake2010 on 2012-04-29
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
sirjake2010's review: 
Was in the store purchasing a shirt and the lady asked if I would like to possibly get the shirt for free. So of course the turned into a credit card application and I thought what the heck. The associate asked which card I wanted to apply for and I said just the store card because I did not want to push my luck. After three second, she said approved and I had the option of selecting interest free for six months on my first purchase or 15 dollars off my first statement. I chose the latter because I do not need to make large purchase.
She typed that in and then I was issued a $1000 dollar line of credit and said I probably could have got more if I selected the MC. I made my purchase, and left. Waiting for the statement to come in to pay it off. I pay no interest and PIF every month. I hear my card is issued through Citi, so I am anxious to start building an excellent reputation with them.
Was in the store purchasing a shirt and the lady asked if I would like to possibly get the shirt for free. So of course the turned into a credit card application and I thought what the heck. The associate asked which card I wanted to apply for and I said just the store card because I did not want to push my luck. After three second, she said approved and I had the option of selecting interest free for six months on my first purchase or 15 dollars off my first statement. I chose the latter because I do not need to make large purchase.She typed that in and then I was issued a $1000 dollar line of credit and said I probably could have got more if I selected the MC. I made my purchase, and left. Waiting for the statement to come in to pay it off. I pay no interest and PIF every month. I hear my card is issued through Citi, so I am anxious to start building an excellent reputation with them.
3 Comments
Comment 1 by creditcardaddict
Re: Instant Approval 
on 2012-04-29
Congrats!! And yes you could of gone for the Master Card I was approved for the Master Card back in 2005 and got a $3,700 CL and now at $4,000, although I heard that they only increase you CL about 20% which isn't that bad. Ask if they do upgrades maybe you can upgrade to the Master Card in the future.
on 2012-04-29 Congrats!! And yes you could of gone for the Master Card I was approved for the Master Card back in 2005 and got a $3,700 CL and now at $4,000, although I heard that they only increase you CL about 20% which isn't that bad. Ask if they do upgrades maybe you can upgrade to the Master Card in the future.
Comment 2 by wanderer
Re: Instant Approval on 2012-04-30
Congrats! At one time I had a store Sears Card with a $3,030 CL and high interest. Good account. At the time it was owned and serviced by Sears. Closed it since I do not live close to any store and didn't use it. Have other Citi Cards and they treat me fine.
on 2012-04-30 Congrats! At one time I had a store Sears Card with a $3,030 CL and high interest. Good account. At the time it was owned and serviced by Sears. Closed it since I do not live close to any store and didn't use it. Have other Citi Cards and they treat me fine.
Comment 3 by bc8787
Re: Instant Approval on 2012-04-30
I have 2 credit cards with citi and are pleased with them as well.
on 2012-04-30 I have 2 credit cards with citi and are pleased with them as well.
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.
