"No Credit Increases"
Capital One® Platinum Credit Card Review
Written by: bernhardtra on 2012-01-06
Overall Satisfaction
Customer Service
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bernhardtra's review: 
I have two cards with them. If you need credit limit increases I would not recommend either. If you are serious about building credit quickly the low limit will not help with this. The fee is not worth the hassles and the low limit which does not seem to increase no matter what how I use the account. If you can't get another card, deal with it until you can. You have to reapply once your score is high enough to qualify for a better card.
I have two cards with them. If you need credit limit increases I would not recommend either. If you are serious about building credit quickly the low limit will not help with this. The fee is not worth the hassles and the low limit which does not seem to increase no matter what how I use the account. If you can't get another card, deal with it until you can. You have to reapply once your score is high enough to qualify for a better card.
1 Comment
Comment 1 by wanderer
Re: No Credit Increases 
on 2012-01-07
Understand your plight. Many of us on the FG site used Capital One to rebuild. Unfortunately, they do NOT grow as the customer grows. They have rolled out many new prime cards but still have their old thinking so far! Also, I don't waste inquiries on Capital One. Once the path is cut in rebuilding I go elsewhere for better cards.
on 2012-01-07 Understand your plight. Many of us on the FG site used Capital One to rebuild. Unfortunately, they do NOT grow as the customer grows. They have rolled out many new prime cards but still have their old thinking so far! Also, I don't waste inquiries on Capital One. Once the path is cut in rebuilding I go elsewhere for better cards.
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Disclaimer: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One. Review content is powered by Finance Globe.
