"Approved!"

American Express® Gold Card Review
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Written by: bc8787 on 2011-04-28

Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time

bc8787's review: I received a "invitation to apply" for this card a few weeks ago. I was hesitant because I have always wanted an amex and have been declined in the past. I do everything online so I applied on the website but the website was having issues so I called customer service to apply over the phone. After a few short questions the representative asked me if i had permission to pull credit. Hesitant I said "yeahh". 10 seconds later she said "congratulations you have been approved". Arrival time for the card was quick. I applied on a friday and it was in my mail monday. I went on a vacation with some friends last week and used my card for the first time at a hotel. The agent told me that compliments of my american express I will be upgraded to a bigger room with restricted access. This card has already benefited me and I have not even had it a month. This is my first charge card with balance to be paid in full each month. Which is good because I wont over spend and get myself into any more debt but I have the prestige of having an amex. love it.

My scores at the time were-
Experian-669
Equifax-674
Transunion-680

8 Comments

Comment 1 by aleatha
Re: Approved! on 2011-04-28

Congratulation on your first charge card. I also have this card. I will be using it on my first Disney trip in July.
Comment 2 by kiejon9
Re: Approved! on 2011-04-29

Congratulation
Comment 3 by joeyman
Re: Approved! on 2011-04-29

This is great! Now that you've begun a relationship with American Express you can expect additional cards in the future. I started with the Zync charge card, after four months I applied for the Blue Cash and was approved, I happily use my Blue Cash for every possible purchase.

I'm very pleased with American Express. Their customer service is superb, they provide email responses within 10 hours max! I like the recent website updates they've done.
Comment 4 by bc8787
Re: Approved! on 2011-04-29

I just called american express to ask a few questions about my reward points and why I havent accured any. I have to say I was a bit dissapointed. Kind of like when I call capital one I feel like I have reached someone outside the US. I gave her the benefit of the doubt but she didnt know anything. She told me the annual fee was $100.25 lol. Which its $125. So at that point, I said thank you and hung up. I guess I will just chat with a representative online to get my question answered.
Comment 5 by joeyman
Re: Approved! on 2011-04-29

Rewards are usually added within 3 days of a statement issue.
Comment 6 by kdb030609
Re: Approved! on 2011-05-01

Congratulations!!! AMEX GOLD seems to be a popular card lately.
Comment 7 by wanderer
Re: Approved! on 2011-05-01

It is a new day! Congrats! Amex is back with the extras they were known for. This is why people carry American Express, to be treated with the ultimate in respect!
Comment 8 by msnauta
Re: Approved! on 2011-06-04

Its kinda strange for me..anyways i applied online so i waited..no response. so i call they ask me a couple of question so they told me ive been approve and welcome to the family WOW i was so happy next thing i saw the letter online saying DECLINE. so they mention wait for your letter with in 7 to 10 days..so its been 3weeks no letter yet pls help wat do u guys thing
APPROVE OR DECLINE?

thanks
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