"They Actually Approved Me."

Orchard Bank Classic MasterCards Review
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Written by: bui004 on 2010-11-28

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bui004's review: Callout Comment So, I am in the process of rebuilding my credit. I heard some things about orchard on here so I decided to check it out. Pre-qaulified for unsecured card. Then have been finally approved for a $320 credit line.

Heres factors that may have contributed to my approval (or lack of thinking that I would be approved)

I have some collections for college (8 total)

I didn't have an open major credit card.

I have two current and open/never late student loans totalling 39,000.

I do not have a retail card.

Income of 27,000.

No mortage/ auto loan.

Hope this helps people.

Annual fee, and interest rate high. Plan to pay off every month though.

1 Comment

Comment 1 by wanderer
Re: They Actually Approved Me. User Icon on 2010-12-01

Remarks Congrats! Started with this card myself and a $300 CL. Openned doors for me.
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