"Pulled The Trigger !! "
American Express® Green Card Review
Written by: nogiblue on 2010-10-25
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nogiblue's review: 
I've been itching to get this card for a while now. Pulled my final free credit rpt from transunion, ensured everything was good and then submitted my application. Seen several peeps apply for it recently and couldn't resist anymore. This website has been very helpful in my decion to apply ! Didn't want to waste an unnecessary inquiry. Didn't want to start off with the Zync card although I would of applied had this not of gone through. REALLY excited !
I've been itching to get this card for a while now. Pulled my final free credit rpt from transunion, ensured everything was good and then submitted my application. Seen several peeps apply for it recently and couldn't resist anymore. This website has been very helpful in my decion to apply ! Didn't want to waste an unnecessary inquiry. Didn't want to start off with the Zync card although I would of applied had this not of gone through. REALLY excited !
6 Comments
Comment 2 by joeyman
Re: Pulled The Trigger !! 
on 2010-10-25
Have you been approved? What are your scores like?
on 2010-10-25 Have you been approved? What are your scores like?
Comment 3 by nogiblue
Re: Pulled The Trigger !! on 2010-10-25
Oops ! Yes instantly approved... Scores are tu 719, exp 689, eq 691 this was last taken on 7/23/10 through BOA credit monitoring. 2.5yrs AAOA that include a paid off loan from 05'. 12mth perfect payments on 2 cc BOA cc, a 1st premiere cc, & one instalment loan of 6mth thru Chase. Credit history was why I didn't want to apply. But I think it was the paid off 05' loan that gave me that edge to get approved. Hope it was helpful and answered your questions.
on 2010-10-25 Oops ! Yes instantly approved... Scores are tu 719, exp 689, eq 691 this was last taken on 7/23/10 through BOA credit monitoring. 2.5yrs AAOA that include a paid off loan from 05'. 12mth perfect payments on 2 cc BOA cc, a 1st premiere cc, & one instalment loan of 6mth thru Chase. Credit history was why I didn't want to apply. But I think it was the paid off 05' loan that gave me that edge to get approved. Hope it was helpful and answered your questions.
Comment 4 by joeyman
Re: Pulled The Trigger !! on 2010-10-25
Congrats on the approval. I was recently approved for the Zync and I am loving it! I've never had a card with Contactless transactions. The rewards are decent, but what card really has good rewards anymore. :/
I plan on getting the blue cash next.
on 2010-10-25 Congrats on the approval. I was recently approved for the Zync and I am loving it! I've never had a card with Contactless transactions. The rewards are decent, but what card really has good rewards anymore. :/ I plan on getting the blue cash next.
Comment 5 by nckuttoomm
Re: Pulled The Trigger !! on 2010-10-26
To Joeyman,
Don't forget the first 6,500 dollars you spent will not not have the 5% cash back on supermarkets, gas stations, and drugstores. The 5% reward starts from 6,501 after. Therefore, if you spend 7,000 a year by the Blue Cash, you only have 500 (7000-6500=500) dollars for the 5% cash back.
In my case, I don't even spend more than 6,500 a year on those items so the blue cash for me is only 1% cash back. I really should apply the Blue Cash card. The combination of Discover and Chase Freedom is much better. If you really want to have a AMEX card, I would recommend you the AMEX_COSTCO which is very useful.
on 2010-10-26 To Joeyman, Don't forget the first 6,500 dollars you spent will not not have the 5% cash back on supermarkets, gas stations, and drugstores. The 5% reward starts from 6,501 after. Therefore, if you spend 7,000 a year by the Blue Cash, you only have 500 (7000-6500=500) dollars for the 5% cash back.
In my case, I don't even spend more than 6,500 a year on those items so the blue cash for me is only 1% cash back. I really should apply the Blue Cash card. The combination of Discover and Chase Freedom is much better. If you really want to have a AMEX card, I would recommend you the AMEX_COSTCO which is very useful.
Comment 6 by nckuttoomm
Re: Pulled The Trigger !! on 2010-10-26
I meant, I really should "NOT" apply the Blue Card card.
on 2010-10-26 I meant, I really should "NOT" apply the Blue Card card.
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Disclaimer: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Review content is powered by Finance Globe.
