"In The Amex Club"
American Express® Green Card Review
Written by: jayman on 2010-10-25
Overall Satisfaction
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jayman's review: 
So I have been working diligently since my last post. After a constantly hounding the CRAs and others my scores are on the move. As of my last post my scores were 07/17/2010 634 TU/629 EF/EX 634 (TU and EF came from myFICO.com). Now Im at 10/22/2010 683 TU/ 656 EF, and not sure about my EX. Both scores come from myFICO.com. So I received a letter from American Express it said I was preapproved so I pulled the trigger, and got an instant approval. That puts me up to five cards now they are:
First Premier $400 after CLI apped 06/01/2009
Orchard Bank $300 apped 02/01/2010
Capital One $750 after auto CLI apped 06/01/2010
USAA Bank $500 apped 07/01/2010
Amex Green Card apped 10/22/2010
I really want to kill those first three cards but that will have to wait, hoping to product change the USAA to a World Rewards card in a few months and maybe in the future I hope to get the USAA Amex.
So I have been working diligently since my last post. After a constantly hounding the CRAs and others my scores are on the move. As of my last post my scores were 07/17/2010 634 TU/629 EF/EX 634 (TU and EF came from myFICO.com). Now Im at 10/22/2010 683 TU/ 656 EF, and not sure about my EX. Both scores come from myFICO.com. So I received a letter from American Express it said I was preapproved so I pulled the trigger, and got an instant approval. That puts me up to five cards now they are:First Premier $400 after CLI apped 06/01/2009
Orchard Bank $300 apped 02/01/2010
Capital One $750 after auto CLI apped 06/01/2010
USAA Bank $500 apped 07/01/2010
Amex Green Card apped 10/22/2010
I really want to kill those first three cards but that will have to wait, hoping to product change the USAA to a World Rewards card in a few months and maybe in the future I hope to get the USAA Amex.
3 Comments
Comment 1 by lbcutta
Re: In The Amex Club 
on 2010-10-25
Wow, congrats on the approval. I am hoping to one day have an AMEX!
on 2010-10-25 Wow, congrats on the approval. I am hoping to one day have an AMEX!
Comment 2 by wanderer
Re: In The Amex Club on 2010-10-25
Double WOW! Congrats... On doing a super job! You have some good cards. Before you get to deep into length of credit, loose the Premier and Orchard Cards. For FICO Scoring maximization add a department store card you would actually use. FICO wants a mix. Your credit path is a good one.
on 2010-10-25 Double WOW! Congrats... On doing a super job! You have some good cards. Before you get to deep into length of credit, loose the Premier and Orchard Cards. For FICO Scoring maximization add a department store card you would actually use. FICO wants a mix. Your credit path is a good one.
Comment 3 by joeyman
Re: In The Amex Club on 2010-10-25
Congrats!
Once you gain a history with AMEX you can probably get another card, rather not a charge card so it'll help your utilization. Keep up the great work man!
on 2010-10-25 Congrats!Once you gain a history with AMEX you can probably get another card, rather not a charge card so it'll help your utilization. Keep up the great work man!
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Disclaimer: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Review content is powered by Finance Globe.
