"Approved $10,000 With 6 Mos 0%BT"

Harris WorldPoints® Platinum Plus® Credit Card Review
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Written by: binks on 2010-06-25

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binks's review: Applied online and was not instantly approved. Got a message from credit monitoring about 4 days later that a new account had been added. Card is issued by FIA and has $10,000 CL. The goofy thing is, it also has the highest APR posted for the card (20%). Sounds kooky that they will issue card with the highest APR and a very high starting limit, I would think a higher APR would warrant a lower starting limit. Also has a 0% Balance Transfer offer for six months and $50 back on first purchase of $75 or more.

In comparison to other online account management programs, this one SUCKS.

2 Comments

Comment 1 by wanderer
Re: Approved $10,000 on 2010-06-25

Congrats! Great CL. Agree with your views on CL's and APR's (don't get it). You could start using and call for lower APR after establishing usage and payment patterns.
Comment 2 by colonative
Re: "Harris Bank" on 2010-06-27

FIA is issued by BofA. Seems crazy to go to Harris (Canadian owned btw) only to get a BofA card. I would assume that FIA's online management is the same as BofA's. I actually really like BofA's online management. Maybe you just need to play around with it some more.

I am actually very happy with my BofA cards; however, be very careful when contacting FIA/BofA they take any and all customer contact as an opportunity to do an on-the-spot account review. You may call for something small and end up with a reduced credit line or a closed account.
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