"Approved And Denied"

HSBC Platinum MasterCard® with Cash Back Rewards Review
Card Reviews
Add Your Own

Written by: kforbes86 on 2010-01-09

Overall Satisfaction
Customer Service
Account Management
Delivery Time

kforbes86's review: I used the pre-qualify thing in theire website, got qualified for this card. I applied for the card and it said denied. Reason for denial said: we recently opened an HSBC credit account for you. I thought you could have max 2 cards from them, and I only have 1. I guess my household bank card has to be open a certain amount of time before I can have aother?? 6 months or a year?


Comment 1 by colonative
Re: Approved And Denied on 2010-01-09

Sorry to hear it Kforbes! I wish that their systems were smart enough to recognize that you recently opened an HSBC card before you wasted an inquiry.

I remember many years ago Capital One would only allow you to apply every 90 days, so if you were approved (or declined for that matter) for a card and then a month later applied for a 2nd they would decline the app.
Comment 2 by lightemup3
Re: Approved And Denied on 2010-03-09

Its 18 months I just went through the same thing I called them and asked and they said 18 months before you can apply for another card.
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.

Disclaimer: This content is not provided by Capital One Bank (USA), N.A.. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One Bank (USA), N.A.. Review content is powered by Finance Globe.