"Received Card After Calling CSR"
Harley-Davidson® Visa® Signature Review
Written by: flirishpm on 2009-12-07
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
flirishpm's review: 
I own a Harley Davidson motorcycle and kept getting offers in the mail with my statement to apply for the card but always ignored them. By chance, I applied for the card online with a 'promo code' and was given the 7-10 day decision answer. I got the decline letter in the mail and called the Customer Service number and talked to a rep and asked for a reconsideration since my credit score is around 715 and I have no bad information in my credit file, whatsoever. She said she'd put it through to the underwriter and take my comments into consideration. I had the card mailed to me within 5 days with a credit line of $4,000 and an introductory APR of 13.99%. It pays to call for a recon. Anyway, I got the card. Online setup for the account (paperless billing) took all of less than 5 minutes to set up. I'll keep everyone posted on card usage.
I own a Harley Davidson motorcycle and kept getting offers in the mail with my statement to apply for the card but always ignored them. By chance, I applied for the card online with a 'promo code' and was given the 7-10 day decision answer. I got the decline letter in the mail and called the Customer Service number and talked to a rep and asked for a reconsideration since my credit score is around 715 and I have no bad information in my credit file, whatsoever. She said she'd put it through to the underwriter and take my comments into consideration. I had the card mailed to me within 5 days with a credit line of $4,000 and an introductory APR of 13.99%. It pays to call for a recon. Anyway, I got the card. Online setup for the account (paperless billing) took all of less than 5 minutes to set up. I'll keep everyone posted on card usage.
3 Comments
Comment 1 by colonative
Re: Received Card After Calling CSR 
on 2009-12-07
Congratulations on your approval. I have heard no complaints about US Bank.
on 2009-12-07 Congratulations on your approval. I have heard no complaints about US Bank.
Comment 2 by meya
Re: Received Card After Calling CSR on 2009-12-09
Way to go! I love to hear a recon review, it gives hope to all of us who were once denied a cc from a bank!
on 2009-12-09 Way to go! I love to hear a recon review, it gives hope to all of us who were once denied a cc from a bank!
Comment 3 by rockin35
Re: Received Card After Calling CSR on 2009-12-15
Thats great news... Congrats!
on 2009-12-15 Thats great news... Congrats!
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Disclaimer: This content is not provided by U.S. Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by U.S. Bank. Review content is powered by Finance Globe.
