"Received Card After Calling CSR"

Harley-Davidson® Visa® Signature Review
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Written by: flirishpm on 2009-12-07

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flirishpm's review: Callout Comment I own a Harley Davidson motorcycle and kept getting offers in the mail with my statement to apply for the card but always ignored them. By chance, I applied for the card online with a 'promo code' and was given the 7-10 day decision answer. I got the decline letter in the mail and called the Customer Service number and talked to a rep and asked for a reconsideration since my credit score is around 715 and I have no bad information in my credit file, whatsoever. She said she'd put it through to the underwriter and take my comments into consideration. I had the card mailed to me within 5 days with a credit line of $4,000 and an introductory APR of 13.99%. It pays to call for a recon. Anyway, I got the card. Online setup for the account (paperless billing) took all of less than 5 minutes to set up. I'll keep everyone posted on card usage.


Comment 1 by colonative
Re: Received Card After Calling CSR User Icon on 2009-12-07

Remarks Congratulations on your approval. I have heard no complaints about US Bank.
Comment 2 by meya
Re: Received Card After Calling CSR User Icon on 2009-12-09

Remarks Way to go! I love to hear a recon review, it gives hope to all of us who were once denied a cc from a bank!
Comment 3 by rockin35
Re: Received Card After Calling CSR User Icon on 2009-12-15

Remarks Thats great news... Congrats!
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