"My 1st Credit Card After Chapter 7!"

Orchard Bank® Platinum MasterCard® Review
Card Reviews
Add Your Own

Written by: fozzie76 on 2009-10-03

Overall Satisfaction Star Rating
Customer Service Star Rating
Rewards Star Rating
Account Management Star Rating
Delivery Time Star Rating

fozzie76's review: Callout Comment So my chapter 7 closed Feb 09 and I've been sitting back monitoring my credit for a while. After reading several guides I decided I need to get my 2 credit cards and pay them off routinely. My scores are TU: 589 EXP: 545 & EQ: 621.

I was originally going for Orchard's Secured card but when I filled out the app, they approved me for an unsecured one! No outrageous fees either, just a $59 annual fee.

Any ideas what I should use for my 2nd card? I don't like fee based cards. I'll do a secured card before I'll pay a $150 fee to get a card!


Comment 1 by kforbes86
My 1st Credit Card After Chapter 7! User Icon on 2009-10-05

Remarks If you have buckle stores around you, theire charge card is a good re-builder, I have it right now. Also if you want secured. Wells fargo and Citibank both have good secured cards.
Comment 2 by sharol
Re: Chapter 7 User Icon on 2009-10-23


I been in Chapter 7 for 1 year. Do you think I can get one? EX 628 EX 638 TU 583
Comment 3 by macy
Re: My 1st Credit Card User Icon on 2009-12-19

Remarks Check the site and click the prequalify link which doesn't affect your score. It will tell u which card u qualify 4. Http://www.Landing. Orchardbank.com/1/2/media/disclosure? Cmd_lpage=&indicator=OB086&media=O5IS102AAX0802000161HPHHX&WT. Ac=CRS_IM000161
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.

Disclaimer: This content is not provided by Capital One Bank (USA), N.A.. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One Bank (USA), N.A.. Review content is powered by Finance Globe.