"NO Credit Limit Increase EVER?"
Indigo MasterCard® Review
Written by: lilmama on 2009-09-02
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
lilmama's review: 
I saw that this was an easy approval card so I decided to apply. I haven't got the card yet but I think that I am going to either sock drawer it or cancel it. They gave me a SMALL limit of $300, $69 AF with a 16.9% APR. I would keep the card because the APR isn't so bad (considering being post BK 1.5 years and current economic circumstances) but without a credit limit increase, EVER? Probably not going to keep it. Just got approved for a Cap1 the same week with WAY better terms. Good starter card for someone's 1st card or fresh out of BK. Scores about 600 across the board.
I saw that this was an easy approval card so I decided to apply. I haven't got the card yet but I think that I am going to either sock drawer it or cancel it. They gave me a SMALL limit of $300, $69 AF with a 16.9% APR. I would keep the card because the APR isn't so bad (considering being post BK 1.5 years and current economic circumstances) but without a credit limit increase, EVER? Probably not going to keep it. Just got approved for a Cap1 the same week with WAY better terms. Good starter card for someone's 1st card or fresh out of BK. Scores about 600 across the board.
3 Comments
Comment 1 by colonative
Lucky 
on 2009-09-02
You are very lucky to be getting approvals so soon out of bankruptcy. Was the bankruptcy filed 1.5 years ago or discharged 1.5 years ago?
If you have Capital One I would cease the applications for a while. Probably in another year you may qualify for some prime bankcards (if you didn't include them in your bky).
on 2009-09-02 You are very lucky to be getting approvals so soon out of bankruptcy. Was the bankruptcy filed 1.5 years ago or discharged 1.5 years ago?If you have Capital One I would cease the applications for a while. Probably in another year you may qualify for some prime bankcards (if you didn't include them in your bky).
Comment 2 by badabling
This A Joke Card on 2009-09-10
I recently applied for the card because it was suppose to be an easy approval. I got denied. I have Hooters,
Merrick Bank, Capitol One, Orchard Bank, and Kay's.
Never late.
I am not going to try for anything else for a while. I've been out of bankruptsy for 3 years.
on 2009-09-10 I recently applied for the card because it was suppose to be an easy approval. I got denied. I have Hooters,Merrick Bank, Capitol One, Orchard Bank, and Kay's.
Never late.
I am not going to try for anything else for a while. I've been out of bankruptsy for 3 years.
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.
Disclaimer: This content is not provided by MetaBank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by MetaBank. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by MetaBank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by MetaBank. Review content is powered by Finance Globe.
