"Reports High Limit"

Hilton Honors American Express Card Review
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Written by: lobsterboy on 2009-06-10

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lobsterboy's review: Callout Comment This is an Experian Pull score at time of approval EX plus score was 763

EX True Fico was 806. This card has amazing buyer protection and ok points primarily used of course for Hilton run establishments. Instant online approval used the pre qualifier site they have that only uses a "soft" pull to determine what you may qualify for before you do an actual application. Was offered other Amex cards but I have read if they do not report a high limit they can bring down your credit score. The Amex prequalilifier site is easy to use, and I do not want a high credit limit here since I have heard of so many reductions lately. Online credit line given was 2k will request a modest cli upon application.


Comment 1 by colonative
Congratulations User Icon on 2009-06-11

Remarks Just be careful with Amex when you request a CLI, they may do a financial review on you. That really is not a huge deal but a little off putting.
Comment 2 by lobsterboy
CLI User Icon on 2009-06-11

Remarks Yes I have read everywhere about that, and have not made a decision as of yet if it is worth the paper work for a f/r for a thousand or two anyway.
Comment 3 by colonative
Lobersterboy User Icon on 2009-06-12

Remarks Yeah, it is more of an annoyance then anything else.
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