"To My Shock I Was Approved!"
Victoria's Secret Angel Credit Card Review
Written by: emosmurf on 2009-05-10
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
emosmurf's review: 
I don't have great credit and have some negative accounts on my CR as well as some positives ones.**Read my review of the Best Buy RewardsZone Mastercard for more details on my CR** But anyway, I was checking out at Victoria's Secret and I always refuse when they offer me to apply for the VS card. Well, this time I said what the heck. If the sales ladies can see me get declined (as I was expecting to) then maybe they'd quit offering it to me in the future. To my surprise I got instant approval! It was only for $350, but it's a nice start. I've had it for a couple months, used it several times and paid it off before a statement even cuts. I plan on calling customer service soon for a CLI so they don't have to do a hard inquiry because I just recently got this card.
I don't have great credit and have some negative accounts on my CR as well as some positives ones.**Read my review of the Best Buy RewardsZone Mastercard for more details on my CR** But anyway, I was checking out at Victoria's Secret and I always refuse when they offer me to apply for the VS card. Well, this time I said what the heck. If the sales ladies can see me get declined (as I was expecting to) then maybe they'd quit offering it to me in the future. To my surprise I got instant approval! It was only for $350, but it's a nice start. I've had it for a couple months, used it several times and paid it off before a statement even cuts. I plan on calling customer service soon for a CLI so they don't have to do a hard inquiry because I just recently got this card.
3 Comments
Comment 1 by kadams212
Just Wait! 
on 2009-05-11
Congratulations on the approval. If you just use it in bath and body works and victoria secret, they will increase your limit in about 6/7months. I started off with about a 250 limit 10/08 and they automatically increased me to 600 04/09.
on 2009-05-11 Congratulations on the approval. If you just use it in bath and body works and victoria secret, they will increase your limit in about 6/7months. I started off with about a 250 limit 10/08 and they automatically increased me to 600 04/09.
Comment 2 by emosmurf
Thanks! on 2009-05-12
Thanks! I will definitely do what you suggest and use it in Bath & Body Works as well if it helps me get a CLI a lot sooner than the 9 months I was quoted today from the Customer Service Rep. ( I broke down and called for a CLI and was told that my account was "too new" to grant one to.) I guess I have to be patient. :)
on 2009-05-12 Thanks! I will definitely do what you suggest and use it in Bath & Body Works as well if it helps me get a CLI a lot sooner than the 9 months I was quoted today from the Customer Service Rep. ( I broke down and called for a CLI and was told that my account was "too new" to grant one to.) I guess I have to be patient. :)
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Disclaimer: This content is not provided by Comenity Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Comenity Bank. Review content is powered by Finance Globe.
